Saratoga Financial Services I (SFPIX)

Fund Assets	710.68K
Expense Ratio	3.88%
Min. Investment	$250
Turnover	3.00%
Dividend (ttm)	12.47
Dividend Yield	100.00%
Dividend Growth	1,951.50%
Payout Frequency	Annual
Ex-Dividend Date	n/a

Previous Close	0.2200
YTD Return	11.95%
1-Year Return	11.95%
5-Year Return	83.98%
52-Week Low	0.1700
52-Week High	0.2200
Beta (5Y)	n/a
Holdings	49
Inception Date	Jan 6, 2003

About SFPIX

Saratoga Financial Services I Fund is an actively managed mutual fund within the sector equity category, focusing specifically on financial services. Established in 2003, its primary objective is to achieve long-term capital growth by investing at least 80% of its assets in equity securities of U.S. and foreign companies engaged in financial services. These investments span common stocks, preferred stocks, securities convertible into common stocks, and warrants, with a small portion permitted for holdings outside the financial sector. The fund maintains a diversified portfolio, typically holding around 50 securities, and the top holdings include major financial names such as Berkshire Hathaway, JPMorgan Chase, and Mastercard. By allocating the vast majority of its assets to domestic stocks and a smaller proportion to international financial firms, the fund serves investors seeking exposure to the broad financial sector, including banking, insurance, fintech, and brokerage industries. Managed by a team with significant tenure, the fund stands as a specialized vehicle for gaining targeted access to financial services equities within the global market landscape.

• Fund Family: Saratoga
• Category: Financial
• Performance Rating: Average
• Risk Rating: Below Average
• Stock Exchange: NASDAQ
• Ticker Symbol: SFPIX
• Share Class: Class I
• Index: S&P 500 TR

Performance

SFPIX had a total return of 11.95% in the past year, including dividends. Since the fund's inception, the average annual return has been 28.25%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FFSIX	Fidelity	Fidelity Advisor Financials I	0.77%
FSRBX	Fidelity	Fidelity Select Banking Portfolio	0.71%
FSPCX	Fidelity	Fidelity Select Insurance Portfolio	0.69%
FIKBX	Fidelity	Fidelity Advisor Financials Z	0.64%
FSVLX	Fidelity	Fidelity Select FinTech Portfolio	0.75%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
SFPAX	Class A	4.23%
SFPCX	Class C	4.88%

Top 10 Holdings

43.65% of assets

Name	Symbol	Weight
Us Dollars	n/a	100.89%
Cash	n/a	-0.89%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 2, 2025	$12.469	Dec 3, 2025
Dec 10, 2024	$0.6078	Dec 11, 2024
Dec 8, 2023	$0.436	Dec 11, 2023
Dec 9, 2022	$0.4686	Dec 12, 2022
Dec 10, 2021	$0.5097	Dec 13, 2021
Dec 11, 2020	$0.3396	Dec 11, 2020