Timothy Plan High Yield Bond Fund Class C (TPHCX)
| Fund Assets | 264.25M |
| Expense Ratio | 1.95% |
| Min. Investment | $1,000 |
| Turnover | 46.00% |
| Dividend (ttm) | 0.45 |
| Dividend Yield | 4.94% |
| Dividend Growth | 0.47% |
| Payout Frequency | Quarterly |
| Ex-Dividend Date | Mar 30, 2026 |
| Previous Close | 9.10 |
| YTD Return | -0.34% |
| 1-Year Return | 5.92% |
| 5-Year Return | 14.09% |
| 52-Week Low | 8.76 |
| 52-Week High | 9.42 |
| Beta (5Y) | 0.39 |
| Holdings | 137 |
| Inception Date | May 7, 2007 |
About TPHCX
The Timothy Plan High Yield Bond Fund Class C is a mutual fund designed to deliver a high level of current income by investing primarily in high-yield, lower-rated fixed income securities. This fund predominantly allocates at least 80% of its assets to a diversified portfolio that includes corporate bonds, convertible securities, and preferred securities, with a focus on issues rated "BB" or below, often referred to as "junk bonds" due to their speculative credit quality. The fund employs sector analysis, industry allocation, and selective security picking, aiming to identify undervalued opportunities while balancing return potential with risk tolerance. It actively manages its portfolio in anticipation of shifts across economic cycles, concentrating on industries and bonds expected to offer attractive income prospects. As part of its unique investment philosophy, the fund incorporates moral filters in its selection process. The Timothy Plan High Yield Bond Fund Class C plays a significant role in the fixed income market by offering investors access to higher yields associated with below-investment-grade debt, while also exposing them to greater credit and economic risk compared to higher-quality bond funds.
Performance
TPHCX had a total return of 5.92% in the past year, including dividends. Since the fund's inception, the average annual return has been 3.77%.
Top 10 Holdings
23.75% of assets| Name | Symbol | Weight |
|---|---|---|
| Fidelity Government Portfolio | FIGXX | 6.74% |
| Aptiv PLC / Aptiv Global Financing DAC 6.875% | APTV.V6.875 12.15.54 | 2.37% |
| Enviri Corp. 5.75% | NVRI.5.75 07.31.27 144A | 2.27% |
| Mativ Holdings Inc 8% | MATV.8 10.01.29 144A | 2.08% |
| PROG Holdings Inc. 6% | PRG.6 11.15.29 144A | 1.95% |
| Upbound Group Inc 6.375% | UPBD.6.375 02.15.29 144A | 1.91% |
| Rithm Capital Corp. 8% | RITM.8 04.01.29 144A | 1.69% |
| Energizer Holdings Inc 6% | ENR.6 09.15.33 144A | 1.65% |
| TMS International Corp 6.25% | TMS.6.25 04.15.29 144A | 1.58% |
| Cash | n/a | 1.54% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Mar 30, 2026 | $0.1473 | Mar 31, 2026 |
| Dec 11, 2025 | $0.0951 | Dec 12, 2025 |
| Sep 29, 2025 | $0.1078 | Sep 30, 2025 |
| Jun 27, 2025 | $0.0996 | Jun 30, 2025 |
| Mar 28, 2025 | $0.1209 | Mar 31, 2025 |
| Dec 11, 2024 | $0.090 | Dec 12, 2024 |