Wilshire Income Opportunities Fund Investment Class (WIORX)

Fund Assets	183.80M
Expense Ratio	1.15%
Min. Investment	$2,500
Turnover	94.00%
Dividend (ttm)	0.42
Dividend Yield	4.58%
Dividend Growth	27.14%
Payout Frequency	Quarterly
Ex-Dividend Date	Sep 30, 2025

Previous Close	9.17
YTD Return	6.96%
1-Year Return	5.81%
5-Year Return	5.80%
52-Week Low	8.52
52-Week High	9.17
Beta (5Y)	0.26
Holdings	1424
Inception Date	Mar 30, 2016

About WIORX

Under normal market conditions, the fund seeks to achieve its investment objectives by investing at least 80% of its total assets in a portfolio of income producing securities of varying maturities across a variety of fixed income securities. Derivative investments that provide exposure to debt securities or have similar economic characteristics to the income securities in which the Portfolio invests may be used to satisfy the income fund’s 80% policy.

• Fund Family: Wilshire Mutual Funds
• Category: Multisector Bond
• Performance Rating: Low
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: WIORX
• Share Class: Investment Class
• Index: Bloomberg U.S. Universal TR

Performance

WIORX had a total return of 5.81% in the past year, including dividends. Since the fund's inception, the average annual return has been 6.52%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FSRIX	Fidelity	Fidelity Advisor Strategic Income I	0.69%
FADMX	Fidelity	Fidelity Strategic Income	0.66%
FSRCX	Fidelity	Fidelity Advisor Strategic Income C	1.69%
FSTAX	Fidelity	Fidelity Advisor Strategic Income A	0.94%
FIWDX	Fidelity	Fidelity Advisor Strategic Income Z	0.59%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
WIOPX	Institutional Class	0.90%

Top 10 Holdings

14.84% of assets

Name	Symbol	Weight
United States Treasury Bill	B.0 10.30.25	2.87%
Voya VACS Series Hyb	VVITX	2.45%
US TREASURY N/B - United States Treasury Note/Bond	T.1.375 11.15.40	1.92%
Fannie Mae Pool	FN.FS7738	1.56%
US TREASURY N/B - United States Treasury Note/Bond	T.0.875 11.15.30	1.42%
US TREASURY N/B - United States Treasury Note/Bond	T.4.25 08.15.35	1.23%
Voya VACS Series Emhcd	VVIQX	1.07%
Freddie Mac Pool	FR.SD8342	0.91%
Government National Mortgage Association	n/a	0.80%
Freddie Mac Pool	FR.SL1712	0.63%

Dividend History

Ex-Dividend	Amount	Pay Date
Sep 30, 2025	$0.10306	Oct 1, 2025
Jun 30, 2025	$0.10537	Jul 1, 2025
Mar 31, 2025	$0.10968	Apr 1, 2025
Dec 26, 2024	$0.10209	Dec 27, 2024
Sep 30, 2024	$0.10306	Oct 1, 2024
Jun 28, 2024	$0.08941	Jul 1, 2024