Absa Bank Kenya Income Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	42,849	64,727	54,263	40,853	32,038
Interest Income on Investments	14,824	-	-	-	-
Total Interest Income	57,672	64,727	54,263	40,853	32,038
Interest Paid on Deposits	14,170	18,499	14,219	8,538	6,781
Interest Paid on Borrowings	214.42	-	-	-	-
Total Interest Expense	14,384	18,499	14,219	8,538	6,781
Net Interest Income	43,288	46,228	40,044	32,315	25,257
Net Interest Income Growth (YoY)	-6.36%	15.44%	23.92%	27.94%	8.02%
Income From Trading Activities	-	7,272	6,284	6,838	4,784
Other Non-Interest Income	18,065	7,489	7,375	6,180	6,259
Total Non-Interest Income	18,065	14,761	13,659	13,018	11,043
Non-Interest Income Growth (YoY)	22.38%	8.07%	4.92%	17.89%	3.21%
Revenues Before Loan Losses	61,353	60,989	53,703	45,333	36,300
Provision for Loan Losses	6,200	7,761	8,374	5,824	4,087
Revenue	55,153	53,228	45,329	39,509	32,213
Revenue Growth (YoY)	3.62%	17.43%	14.73%	22.65%	26.35%
Salaries and Employee Benefits	13,537	12,743	11,718	10,496	9,459
Occupancy Expenses	847.96	926	851	756	769
Amortization of Goodwill & Intangibles	312.17	222	139	127	132
Selling, General & Administrative	376.44	1,129	848	695	486
Other Non-Interest Expense	7,349	8,488	8,095	6,586	5,818
Total Non-Interest Expense	22,423	23,508	21,651	18,660	16,664
EBT Excluding Unusual Items	32,730	29,720	23,678	20,849	15,549
Pretax Income	32,730	29,720	23,678	20,849	15,549
Income Tax Expense	9,825	8,844	7,311	6,262	4,679
Net Income	22,905	20,876	16,367	14,587	10,870
Net Income to Common	22,905	20,876	16,367	14,587	10,870
Net Income Growth	9.72%	27.55%	12.20%	34.20%	161.11%
Basic Shares Outstanding	5,428	5,432	5,432	5,432	5,432
Diluted Shares Outstanding	5,428	5,432	5,432	5,432	5,432
Shares Change (YoY)	-0.08%	-	-	-	-
EPS (Basic)	4.22	3.84	3.01	2.69	2.00
EPS (Diluted)	4.22	3.84	3.01	2.69	2.00
EPS Growth	9.81%	27.55%	12.20%	34.20%	161.11%
Dividend Per Share	2.050	1.750	1.550	1.350	1.100
Dividend Growth	17.14%	12.90%	14.82%	22.73%	-
Effective Tax Rate	30.02%	29.76%	30.88%	30.04%	30.09%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.