Absa Bank Kenya Income Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	56,733	64,727	54,263	40,853	32,038	31,440
Interest Paid on Deposits	15,432	18,499	14,219	8,538	6,781	8,059
Net Interest Income	44,654	46,228	40,044	32,315	25,257	23,381
Net Interest Income Growth (YoY)	-1.31%	15.44%	23.92%	27.94%	8.02%	0.87%
Income From Trading Activities	7,272	7,272	6,284	6,838	4,784	5,129
Other Non-Interest Income	8,860	7,489	7,375	6,180	6,259	5,571
Total Non-Interest Income	16,132	14,761	13,659	13,018	11,043	10,700
Non-Interest Income Growth (YoY)	7.07%	8.07%	4.92%	17.89%	3.21%	1.05%
Revenues Before Loan Losses	60,786	60,989	53,703	45,333	36,300	34,081
Provision for Loan Losses	4,581	7,761	8,374	5,824	4,087	8,585
Revenue	56,205	53,228	45,329	39,509	32,213	25,496
Revenue Growth (YoY)	10.91%	17.43%	14.73%	22.65%	26.35%	-13.77%
Salaries and Employee Benefits	12,555	12,743	11,718	10,496	9,459	11,190
Occupancy Expenses	883.23	926	851	756	769	1,022
Amortization of Goodwill & Intangibles	298.12	222	139	127	132	324
Selling, General & Administrative	1,170	1,129	848	695	486	5,952
Other Non-Interest Expense	8,431	8,488	8,095	6,586	5,818	1,361
Total Non-Interest Expense	23,337	23,508	21,651	18,660	16,664	19,849
EBT Excluding Unusual Items	32,868	29,720	23,678	20,849	15,549	5,647
Pretax Income	32,868	29,720	23,678	20,849	15,549	5,647
Income Tax Expense	9,820	8,844	7,311	6,262	4,679	1,484
Net Income	23,048	20,876	16,367	14,587	10,870	4,163
Net Income to Common	23,048	20,876	16,367	14,587	10,870	4,163
Net Income Growth	22.55%	27.55%	12.20%	34.20%	161.11%	-44.17%
Basic Shares Outstanding	5,431	5,432	5,432	5,432	5,432	5,432
Diluted Shares Outstanding	5,431	5,432	5,432	5,432	5,432	5,432
EPS (Basic)	4.24	3.84	3.01	2.69	2.00	0.77
EPS (Diluted)	4.24	3.84	3.01	2.69	2.00	0.77
EPS Growth	22.92%	27.55%	12.20%	34.20%	161.11%	-44.17%
Dividend Per Share	1.750	1.750	1.550	1.350	1.100	-
Dividend Growth	12.90%	12.90%	14.82%	22.73%	-	-
Effective Tax Rate	29.88%	29.76%	30.88%	30.04%	30.09%	26.28%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.