Citigroup Inc. (NEO: CITI)

Citigroup Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	143,713	143,713	133,258	74,408	50,475	58,089
Interest Paid on Deposits	89,618	89,618	78,358	25,740	7,981	13,338
Net Interest Income	54,095	54,095	54,900	48,668	42,494	44,751
Net Interest Income Growth (YoY)	-1.47%	-1.47%	12.81%	14.53%	-5.04%	-7.02%
Trust Income	4,134	4,134	3,781	3,784	3,943	3,472
Income From Trading Activities	11,653	11,653	10,948	14,159	10,154	13,885
Gain (Loss) on Sale of Assets	-	-	1,564	-	-	-
Gain (Loss) on Sale of Investments	-152	-152	-115	-460	459	1,581
Other Non-Interest Income	11,359	11,359	7,408	9,154	14,837	11,805
Total Non-Interest Income	26,994	26,994	23,586	26,637	29,393	30,743
Non-Interest Income Growth (YoY)	14.45%	14.45%	-11.45%	-9.38%	-4.39%	14.12%
Revenues Before Loan Losses	81,089	81,089	78,486	75,305	71,887	75,494
Provision for Loan Losses	9,726	9,726	7,786	4,745	-3,103	15,922
Revenue	71,363	71,363	70,700	70,560	74,990	59,572
Revenue Growth (YoY)	0.94%	0.94%	0.20%	-5.91%	25.88%	-10.89%
Salaries and Employee Benefits	28,542	28,542	27,413	24,816	23,449	20,750
Occupancy Expenses	2,438	2,438	1,458	1,269	1,241	1,279
Selling, General & Administrative	10,148	10,148	13,368	13,033	12,076	11,118
Other Non-Interest Expense	12,930	12,930	14,770	12,635	10,755	12,793
Total Non-Interest Expense	54,058	54,058	57,009	51,753	47,521	45,940
EBT Excluding Unusual Items	17,305	17,305	13,691	18,807	27,469	13,632
Pretax Income	17,046	17,046	12,910	18,807	27,469	13,632
Income Tax Expense	4,211	4,211	3,528	3,642	5,451	2,525
Earnings From Continuing Operations	12,835	12,835	9,382	15,165	22,018	11,107
Earnings From Discontinued Operations	-2	-2	-1	-231	7	-20
Minority Interest in Earnings	-151	-151	-153	-89	-73	-40
Net Income	12,682	12,682	9,228	14,845	21,952	11,047
Preferred Dividends & Other Adjustments	1,224	1,224	1,378	1,145	1,194	1,168
Net Income to Common	11,458	11,458	7,850	13,700	20,758	9,879
Net Income Growth	37.43%	37.43%	-37.84%	-32.38%	98.71%	-43.06%
Basic Shares Outstanding	1,901	1,901	1,930	1,947	2,033	2,086
Diluted Shares Outstanding	1,940	1,940	1,956	1,964	2,049	2,099
Shares Change (YoY)	-0.80%	-0.80%	-0.43%	-4.15%	-2.36%	-7.34%
EPS (Basic)	6.03	6.03	4.07	7.04	10.21	4.74
EPS (Diluted)	5.94	5.94	4.04	7.00	10.14	4.72
EPS Growth	47.03%	47.03%	-42.21%	-31.04%	114.88%	-41.25%
Dividend Per Share	2.180	2.180	2.080	2.040	2.040	2.040
Dividend Growth	4.81%	4.81%	1.96%	0%	0%	6.25%
Effective Tax Rate	24.70%	24.70%	27.33%	19.37%	19.84%	18.52%

Source: S&P Capital IQ. Banks template. Financial Sources.