UnitedHealth Group Incorporated (NEO:UNH)

UnitedHealth Group Statistics

Total Valuation

NEO:UNH has a market cap or net worth of CAD 419.70 billion. The enterprise value is 508.16 billion.

Market Cap	419.70B
Enterprise Value	508.16B

Important Dates

The next estimated earnings date is Monday, January 12, 2026.

Earnings Date	Jan 12, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-1.61%
Shares Change (QoQ)	-0.22%
Owned by Insiders (%)	0.18%
Owned by Institutions (%)	83.36%
Float	897.99M

Valuation Ratios

The trailing PE ratio is 17.13 and the forward PE ratio is 19.28.

PE Ratio	17.13
Forward PE	19.28
PS Ratio	0.69
PB Ratio	2.85
P/TBV Ratio	n/a
P/FCF Ratio	17.34
P/OCF Ratio	14.38
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.80, with an EV/FCF ratio of 21.00.

EV / Earnings	20.74
EV / Sales	0.83
EV / EBITDA	11.80
EV / EBIT	13.72
EV / FCF	21.00

Financial Position

The company has a current ratio of 0.82, with a Debt / Equity ratio of 0.76.

Current Ratio	0.82
Quick Ratio	0.74
Debt / Equity	0.76
Debt / EBITDA	2.62
Debt / FCF	4.61
Interest Coverage	6.54

Financial Efficiency

Return on equity (ROE) is 17.48% and return on invested capital (ROIC) is 8.94%.

Return on Equity (ROE)	17.48%
Return on Assets (ROA)	5.36%
Return on Invested Capital (ROIC)	8.94%
Return on Capital Employed (ROCE)	13.20%
Revenue Per Employee	1.52M
Profits Per Employee	61,249
Employee Count	400,000
Asset Turnover	1.42
Inventory Turnover	n/a

Taxes

In the past 12 months, NEO:UNH has paid 5.34 billion in taxes.

Income Tax	5.34B
Effective Tax Rate	17.27%

Stock Price Statistics

The stock price has decreased by -47.25% in the last 52 weeks. The beta is 0.43, so NEO:UNH's price volatility has been lower than the market average.

Beta (5Y)	0.43
52-Week Price Change	-47.25%
50-Day Moving Average	16.00
200-Day Moving Average	17.31
Relative Strength Index (RSI)	48.94
Average Volume (20 Days)	298,380

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.21

Income Statement

In the last 12 months, NEO:UNH had revenue of CAD 606.13 billion and earned 24.50 billion in profits. Earnings per share was 26.77.

Revenue	606.13B
Gross Profit	119.41B
Operating Income	36.71B
Pretax Income	30.93B
Net Income	24.50B
EBITDA	40.73B
EBIT	36.71B
Earnings Per Share (EPS)	26.77

Balance Sheet

The company has 42.64 billion in cash and 111.62 billion in debt, giving a net cash position of -73.72 billion.

Cash & Cash Equivalents	42.64B
Total Debt	111.62B
Net Cash	-73.72B
Net Cash Per Share	n/a
Equity (Book Value)	147.39B
Book Value Per Share	147.26
Working Capital	-28.50B

Cash Flow

In the last 12 months, operating cash flow was 29.19 billion and capital expenditures -4.99 billion, giving a free cash flow of 24.20 billion.

Operating Cash Flow	29.19B
Capital Expenditures	-4.99B
Free Cash Flow	24.20B
FCF Per Share	n/a

Margins

Gross margin is 19.70%, with operating and profit margins of 6.06% and 4.04%.

Gross Margin	19.70%
Operating Margin	6.06%
Pretax Margin	5.10%
Profit Margin	4.04%
EBITDA Margin	6.72%
EBIT Margin	6.06%
FCF Margin	3.99%

Dividends & Yields

NEO:UNH does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	44.61%
Buyback Yield	1.61%
Shareholder Yield	1.61%
Earnings Yield	5.84%
FCF Yield	5.77%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6