UnitedHealth Group Incorporated (NEO:UNH)

UnitedHealth Group Statistics

Total Valuation

NEO:UNH has a market cap or net worth of CAD 297.64 billion. The enterprise value is 373.41 billion.

Market Cap	297.64B
Enterprise Value	373.41B

Important Dates

The last earnings date was Tuesday, July 29, 2025.

Earnings Date	Jul 29, 2025
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-1.07%
Shares Change (QoQ)	-0.87%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	904.50M

Valuation Ratios

The trailing PE ratio is 10.25 and the forward PE ratio is 14.49.

PE Ratio	10.25
Forward PE	14.49
PS Ratio	0.52
PB Ratio	2.08
P/TBV Ratio	2.17
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.74, with an EV/FCF ratio of 10.83.

EV / Earnings	12.86
EV / Sales	0.64
EV / EBITDA	7.74
EV / EBIT	8.80
EV / FCF	10.83

Financial Position

The company has a current ratio of 0.85, with a Debt / Equity ratio of 0.76.

Current Ratio	0.85
Quick Ratio	0.51
Debt / Equity	0.76
Debt / EBITDA	2.26
Debt / FCF	3.13
Interest Coverage	7.50

Financial Efficiency

Return on equity (ROE) is 21.65% and return on invested capital (ROIC) is 10.73%.

Return on Equity (ROE)	21.65%
Return on Assets (ROA)	6.46%
Return on Invested Capital (ROIC)	10.73%
Return on Capital Employed (ROCE)	15.55%
Revenue Per Employee	1.44M
Profits Per Employee	72,612
Employee Count	400,000
Asset Turnover	1.42
Inventory Turnover	n/a

Taxes

In the past 12 months, NEO:UNH has paid 6.14 billion in taxes.

Income Tax	6.14B
Effective Tax Rate	16.94%

Stock Price Statistics

The stock price has decreased by -59.83% in the last 52 weeks. The beta is 0.46, so NEO:UNH's price volatility has been lower than the market average.

Beta (5Y)	0.46
52-Week Price Change	-59.83%
50-Day Moving Average	13.95
200-Day Moving Average	21.76
Relative Strength Index (RSI)	22.60
Average Volume (20 Days)	400,849

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	0.65

Income Statement

In the last 12 months, NEO:UNH had revenue of CAD 576.66 billion and earned 29.04 billion in profits. Earnings per share was 31.53.

Revenue	576.66B
Gross Profit	120.19B
Operating Income	41.94B
Pretax Income	36.27B
Net Income	29.04B
EBITDA	45.79B
EBIT	41.94B
Earnings Per Share (EPS)	31.53

Balance Sheet

The company has 43.67 billion in cash and 108.01 billion in debt, giving a net cash position of -69.01 billion.

Cash & Cash Equivalents	43.67B
Total Debt	108.01B
Net Cash	-69.01B
Net Cash Per Share	n/a
Equity (Book Value)	142.91B
Book Value Per Share	150.58
Working Capital	-23.30B

Cash Flow

In the last 12 months, operating cash flow was 39.49 billion and capital expenditures -5.03 billion, giving a free cash flow of 34.47 billion.

Operating Cash Flow	39.49B
Capital Expenditures	-5.03B
Free Cash Flow	34.47B
FCF Per Share	n/a

Margins

Gross margin is 20.84%, with operating and profit margins of 7.27% and 5.04%.

Gross Margin	20.84%
Operating Margin	7.27%
Pretax Margin	6.29%
Profit Margin	5.04%
EBITDA Margin	7.94%
EBIT Margin	7.27%
FCF Margin	5.98%

Dividends & Yields

NEO:UNH does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	36.54%
Buyback Yield	1.07%
Shareholder Yield	n/a
Earnings Yield	9.76%
FCF Yield	11.58%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5