C & I Leasing Plc (NGX:CILEASING)

C & I Leasing Statistics

Total Valuation

C & I Leasing has a market cap or net worth of NGN 14.83 billion. The enterprise value is 73.99 billion.

Market Cap	14.83B
Enterprise Value	73.99B

Important Dates

The last earnings date was Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Aug 6, 2025

Share Statistics

C & I Leasing has 2.95 billion shares outstanding. The number of shares has decreased by -5.16% in one year.

Current Share Class	2.95B
Shares Outstanding	2.95B
Shares Change (YoY)	-5.16%
Shares Change (QoQ)	+2.19%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 8.52 and the forward PE ratio is 9.67.

PE Ratio	8.52
Forward PE	9.67
PS Ratio	0.40
PB Ratio	0.32
P/TBV Ratio	0.33
P/FCF Ratio	0.43
P/OCF Ratio	0.39
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.99, with an EV/FCF ratio of 2.16.

EV / Earnings	56.05
EV / Sales	2.01
EV / EBITDA	2.99
EV / EBIT	4.43
EV / FCF	2.16

Financial Position

The company has a current ratio of 1.01, with a Debt / Equity ratio of 1.31.

Current Ratio	1.01
Quick Ratio	1.01
Debt / Equity	1.31
Debt / EBITDA	2.86
Debt / FCF	1.79
Interest Coverage	0.94

Financial Efficiency

Return on equity (ROE) is 3.66% and return on invested capital (ROIC) is 8.34%.

Return on Equity (ROE)	3.66%
Return on Assets (ROA)	6.78%
Return on Invested Capital (ROIC)	8.34%
Return on Capital Employed (ROCE)	14.24%
Revenue Per Employee	81.04M
Profits Per Employee	2.90M
Employee Count	517
Asset Turnover	0.30
Inventory Turnover	n/a

Taxes

In the past 12 months, C & I Leasing has paid 960.96 million in taxes.

Income Tax	960.96M
Effective Tax Rate	35.05%

Stock Price Statistics

The stock price has increased by +36.69% in the last 52 weeks. The beta is 0.56, so C & I Leasing's price volatility has been lower than the market average.

Beta (5Y)	0.56
52-Week Price Change	+36.69%
50-Day Moving Average	6.26
200-Day Moving Average	5.20
Relative Strength Index (RSI)	23.44
Average Volume (20 Days)	1,033,758

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, C & I Leasing had revenue of NGN 36.87 billion and earned 1.32 billion in profits. Earnings per share was 0.59.

Revenue	36.87B
Gross Profit	28.81B
Operating Income	13.47B
Pretax Income	2.74B
Net Income	1.32B
EBITDA	21.49B
EBIT	13.47B
Earnings Per Share (EPS)	0.59

Balance Sheet

The company has 3.80 billion in cash and 61.36 billion in debt, giving a net cash position of -57.56 billion or -19.52 per share.

Cash & Cash Equivalents	3.80B
Total Debt	61.36B
Net Cash	-57.56B
Net Cash Per Share	-19.52
Equity (Book Value)	46.87B
Book Value Per Share	15.20
Working Capital	327.33M

Cash Flow

In the last 12 months, operating cash flow was 37.81 billion and capital expenditures -3.49 billion, giving a free cash flow of 34.31 billion.

Operating Cash Flow	37.81B
Capital Expenditures	-3.49B
Free Cash Flow	34.31B
FCF Per Share	11.64

Margins

Gross margin is 78.13%, with operating and profit margins of 36.53% and 3.58%.

Gross Margin	78.13%
Operating Margin	36.53%
Pretax Margin	7.43%
Profit Margin	3.58%
EBITDA Margin	58.28%
EBIT Margin	36.53%
FCF Margin	93.06%

Dividends & Yields

This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 1.99%.

Dividend Per Share	0.10
Dividend Yield	1.99%
Dividend Growth (YoY)	100.00%
Years of Dividend Growth	1
Payout Ratio	6.70%
Buyback Yield	5.16%
Shareholder Yield	6.96%
Earnings Yield	8.90%
FCF Yield	231.34%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 5, 2024. It was a forward split with a ratio of 1.6666666667.

Last Split Date	Jan 5, 2024
Split Type	Forward
Split Ratio	1.6666666667

Scores

Altman Z-Score	n/a
Piotroski F-Score	5