Consolidated Hallmark Holdings Plc (NGX:CONHALLPLC)

NGX:CONHALLPLC Income Statement

Financials in millions NGN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	36,544	29,428	15,711	11,880	6,050	6,007
Total Interest & Dividend Income	3,404	2,984	1,460	1,110	827.19	591.47
Gain (Loss) on Sale of Investments	11,908	16,632	1,982	401.87	375.51	348.88
Other Revenue	-174.58	-	-	-	529.27	493.37
Total Revenue	51,682	49,044	19,153	13,392	7,782	7,441
Revenue Growth (YoY)	117.78%	156.06%	43.02%	72.10%	4.58%	13.75%
Policy Benefits	37,904	33,912	12,109	9,102	2,288	2,566
Policy Acquisition & Underwriting Costs	-7,581	-7,581	3,717	2,607	2,289	1,993
Amortization of Goodwill & Intangibles	11.82	11.82	9.29	11.43	11.1	10.96
Depreciation & Amortization	109.08	109.08	72.82	78.51	118.2	105.3
Selling, General & Administrative	2,176	2,176	926.32	812.88	1,115	1,108
Provision for Bad Debts	-	-	1.39	1.5	0.22	4.74
Other Operating Expenses	-769.31	-674.24	-33.44	79.34	315.96	94.09
Total Operating Expenses	33,105	29,215	17,542	12,979	7,053	6,659
Operating Income	18,577	19,829	1,611	412.83	728.91	781.7
Currency Exchange Gain (Loss)	3,007	3,530	2,959	590.68	266.54	56.65
Other Non Operating Income (Expenses)	-81.68	-81.68	77.14	-24.93	-30.84	-69.33
EBT Excluding Unusual Items	21,502	23,277	4,647	978.58	964.61	769.02
Gain (Loss) on Sale of Assets	46.67	11.66	4.94	4.67	8.06	4.57
Other Unusual Items	-0.43	-0.43	-	-	-1	-1.02
Pretax Income	21,548	23,288	4,652	983.24	971.67	772.56
Income Tax Expense	35.23	662.38	882.7	436.23	181.04	94.58
Net Income	21,513	22,625	3,769	547.01	790.64	677.98
Net Income to Common	21,513	22,625	3,769	547.01	790.64	677.98
Net Income Growth	331.77%	500.28%	589.04%	-30.81%	16.62%	12.94%
Shares Outstanding (Basic)	10,843	10,840	10,840	10,840	10,840	9,824
Shares Outstanding (Diluted)	10,843	10,840	10,840	10,840	10,840	9,824
Shares Change (YoY)	0.02%	-	-	-	10.35%	13.28%
EPS (Basic)	1.98	2.09	0.35	0.05	0.07	0.07
EPS (Diluted)	1.98	2.09	0.35	0.05	0.07	0.07
EPS Growth	573.56%	500.28%	589.05%	-30.81%	5.68%	-0.30%
Free Cash Flow	-1,406	5,983	1,989	1,400	-170.91	140.57
Free Cash Flow Per Share	-0.13	0.55	0.18	0.13	-0.02	0.01
Dividend Per Share	-	-	0.050	0.030	0.020	0.020
Dividend Growth	-	-	66.67%	50.00%	-	-
Operating Margin	35.95%	40.43%	8.41%	3.08%	9.37%	10.51%
Profit Margin	41.63%	46.13%	19.68%	4.08%	10.16%	9.11%
Free Cash Flow Margin	-2.72%	12.20%	10.38%	10.46%	-2.20%	1.89%
EBITDA	18,772	20,044	1,684	559.88	847.11	886.99
EBITDA Margin	36.32%	40.87%	8.79%	4.18%	10.89%	11.92%
D&A For EBITDA	195.06	214.87	72.82	147.05	118.2	105.3
EBIT	18,577	19,829	1,611	412.83	728.91	781.7
EBIT Margin	35.95%	40.43%	8.41%	3.08%	9.37%	10.51%
Effective Tax Rate	0.16%	2.84%	18.98%	44.37%	18.63%	12.24%

Updated Nov 1, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.