Royal Exchange Plc (NGX:ROYALEX)
Nigeria · Delayed Price · Currency is NGN 1.940
+0.170 (9.60%)
At close: Dec 22, 2025
Royal Exchange Income Statement
Financials in millions NGN. Fiscal year is October - September.
Millions NGN. Fiscal year is Oct - Sep.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2016 - 2020 |
Total Interest & Dividend Income | 400.37 | 444.04 | 365.93 | 329.19 | 285.6 | Upgrade |
Gain (Loss) on Sale of Investments | - | 7.53 | 39.88 | - | 38.3 | Upgrade |
Other Revenue | 1,621 | 1,330 | 592.58 | 240.52 | 54.66 | Upgrade |
| 2,022 | 1,781 | 998.38 | 569.71 | 378.56 | Upgrade | |
Revenue Growth (YoY) | 13.49% | 78.43% | 75.24% | 50.49% | -96.30% | Upgrade |
Amortization of Goodwill & Intangibles | - | - | - | 1.62 | 4.81 | Upgrade |
Depreciation & Amortization | 1.77 | 5.8 | 0.94 | 6.5 | 6.67 | Upgrade |
Selling, General & Administrative | 194.92 | 488.04 | 836.01 | 291.11 | 121.95 | Upgrade |
Provision for Bad Debts | - | - | - | - | 4.12 | Upgrade |
Other Operating Expenses | 9.64 | 0.52 | -40.59 | - | -141.34 | Upgrade |
Total Operating Expenses | 368.14 | 584.22 | 933.1 | 397.64 | 115.32 | Upgrade |
Operating Income | 1,654 | 1,197 | 65.28 | 172.07 | 263.25 | Upgrade |
Interest Expense | -166.75 | -206.25 | -258.75 | -229.22 | -230.25 | Upgrade |
Other Non Operating Income (Expenses) | -0.95 | 38.12 | -17.05 | -91.18 | -18.76 | Upgrade |
EBT Excluding Unusual Items | 1,486 | 1,029 | -210.51 | -148.33 | 14.24 | Upgrade |
Gain (Loss) on Sale of Assets | - | - | - | - | 0.59 | Upgrade |
Asset Writedown | - | - | 8.53 | - | - | Upgrade |
Pretax Income | 1,486 | 1,029 | -201.99 | -148.33 | 14.83 | Upgrade |
Income Tax Expense | - | 23.14 | 4.23 | 2.14 | 3.09 | Upgrade |
Earnings From Continuing Ops. | 1,486 | 1,006 | -206.22 | -150.47 | 11.74 | Upgrade |
Earnings From Discontinued Ops. | - | - | - | -138 | -1,681 | Upgrade |
Net Income to Company | 1,486 | 1,006 | -206.22 | -288.47 | -1,669 | Upgrade |
Minority Interest in Earnings | - | - | - | -0.73 | -27.94 | Upgrade |
Net Income | 1,486 | 1,006 | -206.22 | -289.21 | -1,697 | Upgrade |
Net Income to Common | 1,486 | 1,006 | -206.22 | -289.21 | -1,697 | Upgrade |
Net Income Growth | 47.72% | - | - | - | - | Upgrade |
Shares Outstanding (Basic) | 4,133 | 7,738 | 5,145 | 5,145 | 5,145 | Upgrade |
Shares Outstanding (Diluted) | 4,133 | 7,738 | 5,145 | 5,145 | 5,145 | Upgrade |
Shares Change (YoY) | -46.58% | 50.38% | - | - | - | Upgrade |
EPS (Basic) | 0.36 | 0.13 | -0.04 | -0.06 | -0.33 | Upgrade |
EPS (Diluted) | 0.36 | 0.13 | -0.04 | -0.06 | -0.33 | Upgrade |
EPS Growth | 176.54% | - | - | - | - | Upgrade |
Free Cash Flow | -762.36 | -387 | -1,160 | 1,145 | -7,689 | Upgrade |
Free Cash Flow Per Share | -0.18 | -0.05 | -0.23 | 0.22 | -1.49 | Upgrade |
Operating Margin | 81.79% | 67.20% | 6.54% | 30.20% | 69.54% | Upgrade |
Profit Margin | 73.50% | 56.47% | -20.66% | -50.76% | -448.24% | Upgrade |
Free Cash Flow Margin | -37.71% | -21.73% | -116.20% | 200.96% | -2031.04% | Upgrade |
EBITDA | 1,655 | 1,203 | 71.75 | 178.61 | 266.16 | Upgrade |
EBITDA Margin | 81.88% | 67.56% | 7.19% | 31.35% | 70.31% | Upgrade |
D&A For EBITDA | 1.77 | 6.29 | 6.47 | 6.54 | 2.91 | Upgrade |
EBIT | 1,654 | 1,197 | 65.28 | 172.07 | 263.25 | Upgrade |
EBIT Margin | 81.79% | 67.20% | 6.54% | 30.20% | 69.54% | Upgrade |
Effective Tax Rate | - | 2.25% | - | - | 20.81% | Upgrade |
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.