STDINSURE Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	2013 - 2009
Period Ending	Sep '24 Sep 11, 2024	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	2013 - 2009
Market Capitalization	2,582	2,582	6,456	5,997	5,997	5,997	Upgrade
Market Cap Growth	0%	-60.00%	7.65%	-0.00%	0%	0%	Upgrade
Enterprise Value	2,756	2,756	7,044	6,733	5,722	6,471	Upgrade
PE Ratio	-	104.17	23.84	-5.00	7.32	-2.73	Upgrade
PS Ratio	0.97	0.71	1.39	1.61	1.15	1.47	Upgrade
PB Ratio	0.46	0.48	1.24	1.29	1.30	1.72	Upgrade
P/FCF Ratio	31.42	7.67	16.07	-16.06	27.57	30.99	Upgrade
P/OCF Ratio	-65.14	7.62	16.01	-18.22	16.11	17.06	Upgrade
EV/Sales Ratio	1.04	0.76	1.52	1.81	1.10	1.59	Upgrade
EV/EBITDA Ratio	-8.81	66.47	19.01	-6.24	4.58	-7.11	Upgrade
EV/EBIT Ratio	-7.15	-26.72	35.95	-5.29	5.37	-6.16	Upgrade
EV/FCF Ratio	33.53	8.18	17.53	-18.03	26.31	33.44	Upgrade
Debt / Equity Ratio	0.27	0.26	0.26	0.29	0.20	0.23	Upgrade
Debt / EBITDA Ratio	-	33.37	3.62	-	0.75	-	Upgrade
Debt / FCF Ratio	17.97	4.11	3.34	-3.62	4.29	4.08	Upgrade
Quick Ratio	0.36	0.29	0.21	0.09	0.14	0.24	Upgrade
Current Ratio	0.46	0.52	0.44	0.34	0.72	0.53	Upgrade
Asset Turnover	0.20	0.27	0.35	0.30	0.54	0.50	Upgrade
Return on Equity (ROE)	-3.49%	0.47%	5.48%	-29.02%	21.99%	-52.12%	Upgrade
Return on Assets (ROA)	-1.77%	-0.49%	0.94%	-6.42%	6.86%	-8.02%	Upgrade
Return on Capital (ROIC)	-3.46%	-0.97%	1.95%	-13.81%	13.59%	-12.98%	Upgrade
Earnings Yield	-7.47%	0.96%	4.19%	-20.42%	13.96%	-36.63%	Upgrade
FCF Yield	3.18%	13.05%	6.22%	-6.23%	3.63%	3.23%	Upgrade
Buyback Yield / Dilution	-	-5.44%	0.08%	-2.15%	-0.09%	Upgrade
Total Shareholder Return	-	-5.44%	0.08%	-2.15%	-0.09%	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.