FirstRand Namibia Limited (NMSE:FNB)

FirstRand Namibia Income Statement

Financials in millions NAD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	5,856	6,048	4,961	3,326	3,031
Interest Paid on Deposits	2,501	2,966	2,265	1,123	1,154
Net Interest Income	3,355	3,082	2,696	2,203	1,877
Net Interest Income Growth (YoY)	8.85%	14.32%	22.41%	17.33%	-6.76%
Gain (Loss) on Sale of Assets	2.42	-3.46	-0.07	-5.61	-1.45
Other Non-Interest Income	2,686	2,466	2,222	2,046	2,018
Total Non-Interest Income	2,688	2,462	2,222	2,040	2,017
Non-Interest Income Growth (YoY)	9.16%	10.84%	8.91%	1.15%	1.42%
Revenues Before Loan Losses	6,043	5,545	4,918	4,243	3,894
Provision for Loan Losses	527.43	425.57	213.57	95.37	238.25
Revenue	5,516	5,119	4,704	4,147	3,656
Revenue Growth (YoY)	7.74%	8.82%	13.43%	13.44%	6.20%
Selling, General & Administrative	102.89	85.33	83.05	76.97	65.59
Other Non-Interest Expense	2,730	2,586	2,335	2,182	2,076
Total Non-Interest Expense	2,842	2,696	2,442	2,280	2,164
EBT Excluding Unusual Items	2,674	2,423	2,262	1,867	1,492
Asset Writedown	-3.32	-11.53	-	-	-
Pretax Income	2,671	2,412	2,262	1,867	1,492
Income Tax Expense	758.84	708.25	700.69	594.62	459.53
Earnings From Continuing Operations	1,912	1,704	1,561	1,273	1,032
Minority Interest in Earnings	-	-	-3.46	-7.55	-10.32
Net Income	1,912	1,704	1,558	1,265	1,022
Net Income to Common	1,912	1,704	1,558	1,265	1,022
Net Income Growth	12.24%	9.36%	23.11%	23.82%	24.73%
Basic Shares Outstanding	267	267	265	262	261
Diluted Shares Outstanding	267	267	265	262	261
Shares Change (YoY)	-	0.81%	1.14%	0.19%	0.01%
EPS (Basic)	7.16	6.38	5.88	4.83	3.91
EPS (Diluted)	7.16	6.38	5.88	4.83	3.91
EPS Growth	12.24%	8.48%	21.72%	23.58%	24.72%
Dividend Per Share	4.763	3.537	5.778	4.728	2.120
Dividend Growth	34.68%	-38.79%	22.21%	123.04%	37.66%
Effective Tax Rate	28.41%	29.37%	30.98%	31.84%	30.80%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.