FirstRand Namibia Balance Sheet

Financials in millions NAD. Fiscal year is July - June.

Millions NAD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Cash & Equivalents	2,573	2,604	1,273	1,934	922.81
Investment Securities	8,278	7,856	9,386	7,163	6,705
Trading Asset Securities	2,163	1,155	938.95	388.98	817.11
Total Investments	10,441	9,011	10,325	7,552	7,522
Gross Loans	40,846	39,443	36,779	33,296	31,550
Allowance for Loan Losses	-1,597	-1,672	-1,329	-1,375	-1,365
Other Adjustments to Gross Loans	-26.41	-26.25	-	-	-
Net Loans	39,222	37,745	35,450	31,921	30,185
Property, Plant & Equipment	883.06	866.3	912.66	897.83	926.58
Other Intangible Assets	32.43	50.61	70.97	79.22	96
Other Receivables	2,416	9,741	9,580	9,400	3,206
Restricted Cash	506.91	559.92	536.73	461.65	376.53
Other Current Assets	140.8	152.74	109.37	87.92	73.19
Long-Term Deferred Tax Assets	26.82	22.86	25.24	21.99	30.12
Other Real Estate Owned & Foreclosed	31.87	34.53	45.78	66.6	73.84
Total Assets	56,274	60,788	58,331	52,442	43,442
Accounts Payable	422.42	208.44	417.01	368.62	404.7
Accrued Expenses	320.01	280.84	276.44	259.51	244.24
Interest Bearing Deposits	40,945	38,795	36,677	36,718	35,120
Total Deposits	40,945	38,795	36,677	36,718	35,120
Short-Term Borrowings	984.52	430.72	404.1	227.45	317.19
Current Portion of Long-Term Debt	254.95	7,549	7,503	7,214	132.66
Current Income Taxes Payable	82.2	347	50.07	56.96	109.42
Other Current Liabilities	502.28	546.81	366.5	524.63	145.63
Long-Term Debt	5,163	5,878	6,082	412.76	946.99
Long-Term Leases	42.8	33.98	39.3	44.07	51.91
Pension & Post-Retirement Benefits	46.42	43.3	37.36	43.68	40.68
Long-Term Deferred Tax Liabilities	233.97	304.14	303.41	124.97	76.77
Other Long-Term Liabilities	129.97	138.94	191.59	157.81	188.46
Total Liabilities	49,127	54,556	52,347	46,170	37,796
Common Stock	1.34	1.34	1.34	1.32	1.31
Additional Paid-In Capital	278.02	278.02	278.02	95.39	5.04
Retained Earnings	6,865	5,948	5,694	6,129	5,574
Comprehensive Income & Other	2.92	4.6	10.91	4.89	6.33
Total Common Equity	7,147	6,232	5,984	6,231	5,586
Minority Interest	-	-	-	41.57	59.49
Shareholders' Equity	7,147	6,232	5,984	6,272	5,646
Total Liabilities & Equity	56,274	60,788	58,331	52,442	43,442
Total Debt	6,445	13,892	14,028	7,898	1,449
Net Cash (Debt)	-1,709	-10,133	-11,816	-5,534	312.9
Net Cash Growth	-	-	-	-	676.86%
Net Cash Per Share	-6.40	-37.94	-44.60	-21.12	1.20
Filing Date Shares Outstanding	264.27	264.46	264.94	264.98	262.05
Total Common Shares Outstanding	264.27	264.46	264.94	264.98	262.05
Book Value Per Share	27.05	23.56	22.59	23.51	21.32
Tangible Book Value	7,115	6,181	5,913	6,151	5,490
Tangible Book Value Per Share	26.92	23.37	22.32	23.21	20.95

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.