FirstRand Namibia Cash Flow Statement

Financials in millions NAD. Fiscal year is July - June.

Millions NAD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Income	1,912	1,704	1,558	1,265	1,022
Depreciation & Amortization	137.52	126.3	114.55	116.24	138.49
Other Amortization	8.09	10.26	6.01	3.67	2.13
Gain (Loss) on Sale of Assets	-4.46	7.28	0.07	-	-
Total Asset Writedown	1.28	7.71	-	-	-
Provision for Credit Losses	576.15	425.57	213.57	-	-
Change in Other Net Operating Assets	-2,592	-1,322	-5,694	-827.2	2,303
Other Operating Activities	-383.67	89.08	-243.66	261.65	109.28
Operating Cash Flow	-336.44	1,072	-4,022	819.65	3,575
Operating Cash Flow Growth	-	-	-	-77.07%	-
Capital Expenditures	-115	-115.18	-120.53	-102.63	-168.81
Sale of Property, Plant and Equipment	7.48	4.28	3.07	23.35	13.02
Income (Loss) Equity Investments	-18.41	-	-	-	-
Divestitures	-	0.2	-	-	-
Purchase / Sale of Intangibles	-3.72	-3.71	-11.59	-0.7	-17.26
Investing Cash Flow	-111.24	-114.41	-129.04	-79.98	-173.05
Long-Term Debt Repaid	-22.15	-22.71	-23.06	-25.55	-36
Net Debt Issued (Repaid)	-22.15	-22.71	-23.06	-25.55	-36
Issuance of Common Stock	-	-	105.21	90.36	2.69
Repurchase of Common Stock	-	-	-	-400	-
Common Dividends Paid	-994.87	-1,447	-1,401	-709.74	-376.49
Net Increase (Decrease) in Deposit Accounts	912.59	1,892	5,465	1,450	-2,763
Other Financing Activities	468.71	-27.05	-86.5	-49.13	-44.52
Financing Cash Flow	364.29	395.55	3,565	356.38	-3,218
Net Cash Flow	-83.4	1,354	-585.47	1,096	184.23
Free Cash Flow	-451.44	957.27	-4,142	717.03	3,406
Free Cash Flow Growth	-	-	-	-78.95%	-
Free Cash Flow Margin	-8.19%	18.70%	-88.05%	17.29%	93.17%
Free Cash Flow Per Share	-1.69	3.58	-15.63	2.74	13.03
Cash Interest Paid	2,384	2,910	2,141	1,200	1,157
Cash Income Tax Paid	1,215	482.69	589.54	630.99	639.39

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.