PSG Financial Services Ratios and Metrics

Market cap in millions NAD. Fiscal year is March - February.

Millions NAD. Fiscal year is Mar - Feb.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Nov '24 Nov 15, 2024	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022	Feb '21 Feb 28, 2021	Feb '20 Feb 29, 2020	2019 - 2015
Market Capitalization	23,207	19,337	16,612	18,273	12,072	10,515	Upgrade
Market Cap Growth	23.48%	16.41%	-9.09%	51.37%	14.81%	-28.25%	Upgrade
Last Close Price	18.45	14.77	12.25	12.64	8.09	6.85	Upgrade
PE Ratio	-	18.38	17.29	18.36	15.48	14.34	Upgrade
PS Ratio	2.63	2.50	2.45	3.05	2.32	2.11	Upgrade
PB Ratio	4.17	3.74	3.51	4.03	3.06	2.95	Upgrade
P/FCF Ratio	16.20	31.83	12.82	24.93	8.21	16.26	Upgrade
P/OCF Ratio	15.36	28.97	12.56	24.13	7.95	15.14	Upgrade
Debt / Equity Ratio	0.05	0.04	0.05	0.06	0.07	0.09	Upgrade
Debt / FCF Ratio	0.18	0.35	0.19	0.39	0.20	0.52	Upgrade
Asset Turnover	0.08	0.08	0.08	0.08	0.08	0.08	Upgrade
Quick Ratio	0.04	0.10	0.13	0.14	0.17	0.10	Upgrade
Current Ratio	0.04	0.11	0.13	0.15	0.17	0.11	Upgrade
Return on Equity (ROE)	24.68%	22.56%	22.15%	23.72%	20.42%	20.81%	Upgrade
Return on Assets (ROA)	1.16%	1.11%	1.23%	1.32%	1.11%	1.15%	Upgrade
Earnings Yield	4.92%	5.35%	5.71%	5.03%	5.78%	6.11%	Upgrade
FCF Yield	6.17%	3.14%	7.80%	4.01%	12.18%	6.15%	Upgrade
Dividend Yield	2.64%	2.84%	2.93%	2.53%	3.03%	3.26%	Upgrade
Payout Ratio	45.76%	47.58%	45.46%	38.07%	44.11%	43.70%	Upgrade
Buyback Yield / Dilution	3.03%	3.93%	-0.18%	-0.05%	0.73%	-0.60%	Upgrade
Total Shareholder Return	3.03%	6.77%	2.75%	2.48%	3.76%	2.66%	Upgrade

Source: S&P Capital IQ. Capital Markets template. Financial Sources.