Nedbank Group Ratios and Metrics

Market cap in millions NAD. Fiscal year is January - December.

Millions NAD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	121,940	123,899	131,490	101,707	103,322	84,933
Market Cap Growth	-6.68%	-5.77%	29.28%	-1.56%	21.65%	34.98%
Last Close Price	266.88	266.24	256.62	184.50	164.93	126.96
PE Ratio	15.64	15.89	7.82	6.57	7.25	7.56
PS Ratio	2.03	2.07	2.02	1.65	1.84	1.65
PB Ratio	0.96	0.98	1.04	0.84	0.89	0.78
Debt / Equity Ratio	0.83	0.83	0.66	0.66	0.67	1.02
Net Debt / Equity Ratio	-0.05	-0.05	-0.03	-0.01	-0.04	0.02
Net Debt / FCF Ratio	0.06	0.06	0.05	0.08	0.08	-0.22
Return on Equity (ROE)	7.44%	7.44%	15.06%	14.46%	13.69%	11.80%
Return on Assets (ROA)	0.63%	0.63%	1.35%	1.33%	1.25%	1.01%
Earnings Yield	6.40%	6.29%	12.80%	15.23%	13.79%	13.23%
FCF Yield	-87.36%	-85.98%	-54.83%	-20.78%	-55.47%	-12.63%
Dividend Yield	7.88%	8.01%	8.08%	10.38%	9.97%	9.38%
Payout Ratio	134.72%	134.72%	58.02%	56.29%	54.78%	19.38%
Buyback Yield / Dilution	0.96%	0.96%	2.17%	2.28%	-1.18%	-1.25%
Total Shareholder Return	8.84%	8.96%	10.25%	12.66%	8.80%	8.13%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.