Standard Bank Group Ratios and Metrics

Market cap in millions NAD. Fiscal year is January - December.

Millions NAD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 24, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	526,370	366,213	349,145	275,870	222,395	202,125
Market Cap Growth	45.04%	4.89%	26.56%	24.04%	10.03%	-24.81%
Last Close Price	321.89	207.29	183.16	134.81	105.87	91.89
PE Ratio	11.43	8.38	7.80	8.08	8.95	16.36
PS Ratio	3.05	2.20	2.14	2.05	1.81	1.83
PB Ratio	1.74	1.25	1.25	1.07	0.92	0.94
Debt / Equity Ratio	0.34	0.39	0.43	0.47	0.42	0.68
Net Debt / Equity Ratio	-1.88	-1.43	-1.14	-1.14	-1.11	-1.19
Net Debt / FCF Ratio	6.07	3.56	3.99	3.81	3.69	1.53
Return on Equity (ROE)	18.12%	17.62%	18.78%	15.56%	12.25%	6.83%
Return on Assets (ROA)	1.62%	1.59%	1.70%	1.39%	1.07%	0.60%
Earnings Yield	8.75%	12.50%	13.32%	12.74%	11.55%	6.51%
FCF Yield	-17.77%	-32.03%	-22.91%	-27.96%	-32.78%	-83.05%
Dividend Yield	4.81%	7.27%	7.86%	8.92%	8.22%	2.61%
Payout Ratio	61.86%	63.14%	60.67%	61.28%	46.99%	85.25%
Buyback Yield / Dilution	1.02%	0.45%	-0.89%	-4.01%	-0.24%	0.64%
Total Shareholder Return	5.83%	7.71%	6.97%	4.91%	7.99%	3.25%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.