Aye Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	14,759	13,260	9,487	5,665	4,099	4,825
Total Interest Expense	4,987	4,437	3,087	1,872	1,523	2,279
Net Interest Income	9,773	8,823	6,400	3,793	2,576	2,546
Commissions and Fees	702.8	544.2	478.6	254.8	135.7	81.5
Gain (Loss) on Sale of Investments	383.7	383.7	210.1	119.9	79.7	46
Other Revenue	1,483	823.1	502.1	324.2	115.7	41.5
Revenue Before Loan Losses	12,342	10,574	7,591	4,492	2,907	2,715
Provision for Loan Losses	2,666	2,040	529.2	500	1,132	550.6
Revenue	9,676	8,534	7,062	3,992	1,775	2,164
Revenue Growth (YoY)	19.62%	20.85%	76.91%	124.93%	-18.01%	-21.91%
Salaries & Employee Benefits	4,675	3,796	2,752	2,122	1,758	1,414
Cost of Services Provided	-	-	-	0.8	-	-
Other Operating Expenses	2,859	2,240	1,846	911.8	558.7	373.6
Total Operating Expenses	7,781	6,258	4,744	3,149	2,416	1,881
Operating Income	1,895	2,276	2,318	842.5	-641.4	283.5
Currency Exchange Gain (Loss)	-2.3	-2.3	-24.7	3.9	-15.8	-50.7
EBT Excluding Unusual Items	1,893	2,274	2,293	739	-657.2	232.8
Other Unusual Items	-24.3	-24.3	-14.2	-25	-16.7	-
Pretax Income	1,869	2,250	2,279	714	-674.1	232.8
Income Tax Expense	384.5	537.4	667.3	176.1	-216.9	63.9
Net Income	1,484	1,713	1,611	537.9	-457.2	168.9
Net Income to Common	1,484	1,713	1,611	537.9	-457.2	168.9
Net Income Growth	-10.71%	6.29%	199.55%	-	-	-47.89%
Shares Outstanding (Basic)	192	184	162	-	-	-
Shares Outstanding (Diluted)	195	188	163	-	-	-
Shares Change (YoY)	1.75%	14.84%	-	-	-	-
EPS (Basic)	7.74	9.29	9.97	-	-	-
EPS (Diluted)	7.62	9.12	9.86	-	-	-
EPS Growth	-12.30%	-7.51%	-	-	-	-
Free Cash Flow	-	-8,287	-13,344	-7,245	-2,847	1,221
Free Cash Flow Per Share	-	-44.15	-81.64	-	-	-
Operating Margin	19.58%	26.67%	32.82%	21.11%	-36.14%	13.10%
Profit Margin	15.34%	20.07%	22.82%	13.48%	-25.76%	7.80%
Free Cash Flow Margin	-	-97.11%	-188.97%	-181.49%	-160.45%	56.43%
Effective Tax Rate	20.58%	23.88%	29.29%	24.66%	-	27.45%
Revenue as Reported	17,368	15,050	10,718	6,433	4,435	4,994

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.