NSE:FEDFINA Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	20,200	19,246	14,917	11,102	8,219	6,581
Total Interest Expense	8,534	8,514	6,748	4,650	3,477	3,132
Net Interest Income	11,666	10,732	8,169	6,452	4,742	3,449
Commissions and Fees	780.7	856.3	656.4	560.1	428.9	317.36
Other Revenue	485.3	696.1	656.8	485	188.3	65.22
Revenue Before Loan Losses	12,932	12,284	9,482	7,497	5,360	3,832
Provision for Loan Losses	1,162	2,126	650.2	480.7	839	698.26
Revenue	11,771	10,158	8,832	7,016	4,521	3,133
Revenue Growth (YoY)	22.25%	15.02%	25.88%	55.20%	44.27%	29.54%
Salaries & Employee Benefits	4,193	3,903	3,178	2,476	1,754	1,316
Cost of Services Provided	189.8	356.3	269.1	278.6	170.3	130.85
Other Operating Expenses	2,548	2,308	1,674	1,179	830.1	630.04
Total Operating Expenses	7,458	7,056	5,495	4,352	3,122	2,349
Operating Income	4,313	3,102	3,337	2,664	1,399	784.01
Currency Exchange Gain (Loss)	-24	-24	-47.7	-71.5	-	-
EBT Excluding Unusual Items	4,289	3,078	3,289	2,592	1,399	779.71
Gain (Loss) on Sale of Investments	-37.5	-37.5	-8.3	-8.3	0.2	-7.47
Other Unusual Items	-	-	-	-153.7	0.3	-1.04
Pretax Income	4,248	3,038	3,281	2,430	1,392	769.28
Income Tax Expense	1,100	785.7	833.8	628.9	357.5	152.44
Net Income	3,147	2,252	2,447	1,801	1,035	616.84
Net Income to Common	3,147	2,252	2,447	1,801	1,035	616.84
Net Income Growth	42.29%	-7.98%	35.85%	74.11%	67.73%	57.60%
Shares Outstanding (Basic)	373	371	339	322	312	281
Shares Outstanding (Diluted)	376	373	344	322	312	283
Shares Change (YoY)	1.08%	8.54%	6.67%	3.15%	10.50%	15.52%
EPS (Basic)	8.43	6.06	7.22	5.60	3.32	2.19
EPS (Diluted)	8.37	6.04	7.12	5.59	3.31	2.18
EPS Growth	40.84%	-15.17%	27.37%	68.88%	51.84%	36.25%
Free Cash Flow	-	-9,952	-7,869	-14,874	-6,025	-3,824
Free Cash Flow Per Share	-	-26.69	-22.90	-46.18	-19.29	-13.53
Operating Margin	36.64%	30.54%	37.78%	37.97%	30.95%	25.02%
Profit Margin	26.74%	22.17%	27.71%	25.67%	22.89%	19.68%
Free Cash Flow Margin	-	-97.97%	-89.10%	-212.00%	-133.28%	-122.03%
Effective Tax Rate	25.91%	25.87%	25.41%	25.88%	25.68%	19.82%
Revenue as Reported	21,466	20,798	16,230	12,147	8,836	6,976

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.