HDFC Bank Limited (NSE:HDFCBANK)

HDFC Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	2,519,536	2,836,490	1,707,541	1,359,364	1,285,524
Interest Income on Investments	844,138	-	-	-	-
Total Interest Income	3,363,674	2,836,490	1,707,541	1,359,364	1,285,524
Interest Paid on Deposits	1,838,942	1,541,386	777,799	585,843	592,476
Net Interest Income	1,524,732	1,295,105	929,741	773,521	693,048
Net Interest Income Growth (YoY)	17.73%	39.30%	20.20%	11.61%	15.41%
Gain (Loss) on Sale of Assets	-	1,999	933.8	707.6	465.7
Gain (Loss) on Sale of Investments	-	270,529	-10,314	23,316	39,037
Other Non-Interest Income	1,345,485	970,930	348,501	293,566	233,826
Total Non-Interest Income	1,345,485	1,243,458	339,121	317,590	273,329
Non-Interest Income Growth (YoY)	8.21%	266.67%	6.78%	16.19%	9.86%
Revenues Before Loan Losses	2,870,217	2,538,562	1,268,862	1,091,111	966,377
Provision for Loan Losses	141,746	250,183	138,541	179,253	188,403
Revenue	2,728,471	2,288,379	1,130,321	911,858	777,974
Revenue Growth (YoY)	19.23%	102.45%	23.96%	17.21%	9.22%
Salaries and Employee Benefits	320,497	310,230	200,169	158,970	136,767
Occupancy Expenses	-	93,712	67,665	52,133	48,430
Selling, General & Administrative	20,861	37,836	21,000	17,439	12,524
Other Non-Interest Expense	1,424,693	1,080,916	226,504	174,583	152,292
Total Non-Interest Expense	1,766,051	1,522,693	515,337	403,124	350,013
EBT Excluding Unusual Items	962,421	765,686	614,984	508,734	427,962
Pretax Income	962,421	765,686	614,984	508,734	427,962
Income Tax Expense	228,019	111,221	153,497	127,225	109,394
Earnings From Continuing Operations	734,402	654,465	461,487	381,509	318,568
Minority Interest in Earnings	-26,479	-13,845	-1,516	-981.5	-235.6
Net Income	707,923	640,620	459,971	380,528	318,332
Net Income to Common	707,923	640,620	459,971	380,528	318,332
Net Income Growth	10.51%	39.27%	20.88%	19.54%	16.80%
Basic Shares Outstanding	7,628	7,085	5,566	5,533	5,500
Diluted Shares Outstanding	7,662	7,117	5,591	5,571	5,525
Shares Change (YoY)	7.66%	27.29%	0.36%	0.82%	0.28%
EPS (Basic)	92.81	90.42	82.64	68.77	57.88
EPS (Diluted)	92.39	90.01	82.27	68.31	57.61
EPS Growth	2.64%	9.41%	20.44%	18.57%	16.48%
Dividend Per Share	22.000	19.500	19.000	15.500	6.500
Dividend Growth	12.82%	2.63%	22.58%	138.46%	-
Effective Tax Rate	23.69%	14.53%	24.96%	25.01%	25.56%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.