IBL Finance Limited (NSE:IBLFL)

IBL Finance Statistics

Total Valuation

IBL Finance has a market cap or net worth of INR 1.21 billion.

Market Cap	1.21B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, January 16, 2026.

Earnings Date	Jan 16, 2026
Ex-Dividend Date	n/a

Share Statistics

IBL Finance has 24.73 million shares outstanding. The number of shares has increased by 9.58% in one year.

Current Share Class	24.73M
Shares Outstanding	24.73M
Shares Change (YoY)	+9.58%
Shares Change (QoQ)	-0.17%
Owned by Insiders (%)	44.98%
Owned by Institutions (%)	n/a
Float	13.61M

Valuation Ratios

The trailing PE ratio is 54.11.

PE Ratio	54.11
Forward PE	n/a
PS Ratio	14.51
PB Ratio	2.01
P/TBV Ratio	2.04
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 30.81, with a Debt / Equity ratio of 0.62.

Current Ratio	30.81
Quick Ratio	29.92
Debt / Equity	0.62
Debt / EBITDA	n/a
Debt / FCF	-1.45
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.83% and return on invested capital (ROIC) is 2.36%.

Return on Equity (ROE)	3.83%
Return on Assets (ROA)	2.43%
Return on Invested Capital (ROIC)	2.36%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	9.29%
Revenue Per Employee	2.68M
Profits Per Employee	724,903
Employee Count	31
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, IBL Finance has paid 6.86 million in taxes.

Income Tax	6.86M
Effective Tax Rate	23.39%

Stock Price Statistics

The stock price has decreased by -7.16% in the last 52 weeks. The beta is 1.44, so IBL Finance's price volatility has been higher than the market average.

Beta (5Y)	1.44
52-Week Price Change	-7.16%
50-Day Moving Average	63.50
200-Day Moving Average	61.18
Relative Strength Index (RSI)	22.99
Average Volume (20 Days)	19,800

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IBL Finance had revenue of INR 83.12 million and earned 22.47 million in profits. Earnings per share was 0.90.

Revenue	83.12M
Gross Profit	82.89M
Operating Income	29.91M
Pretax Income	29.33M
Net Income	22.47M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.90

Balance Sheet

The company has 24.06 million in cash and 372.55 million in debt, with a net cash position of -348.48 million or -14.09 per share.

Cash & Cash Equivalents	24.06M
Total Debt	372.55M
Net Cash	-348.48M
Net Cash Per Share	-14.09
Equity (Book Value)	598.99M
Book Value Per Share	24.22
Working Capital	1.00B

Cash Flow

In the last 12 months, operating cash flow was -253.56 million and capital expenditures -3.65 million, giving a free cash flow of -257.20 million.

Operating Cash Flow	-253.56M
Capital Expenditures	-3.65M
Free Cash Flow	-257.20M
FCF Per Share	-10.40

Margins

Gross margin is 99.72%, with operating and profit margins of 35.99% and 27.04%.

Gross Margin	99.72%
Operating Margin	35.99%
Pretax Margin	35.29%
Profit Margin	27.04%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

IBL Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-9.58%
Shareholder Yield	-9.58%
Earnings Yield	1.86%
FCF Yield	-21.33%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3