ICICI Lombard General Insurance Company Limited (NSE:ICICIGI)

NSE:ICICIGI Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Premiums & Annuity Revenue	204,324	198,002	168,665	148,228	130,321	100,140
Total Interest & Dividend Income	35,868	34,248	30,456	25,862	23,331	19,076
Gain (Loss) on Sale of Investments	7,746	7,765	5,633	4,392	7,378	3,588
Other Revenue	200	189.7	225.7	8,933	7,734	4,512
Total Revenue	248,138	240,204	204,979	187,415	168,763	127,315
Revenue Growth (YoY)	16.02%	17.18%	9.37%	11.05%	32.55%	11.75%
Policy Benefits	144,025	139,868	119,395	107,257	97,819	68,708
Policy Acquisition & Underwriting Costs	43,281	41,918	33,067	7,627	8,130	7,120
Selling, General & Administrative	27,759	27,759	27,679	44,938	39,675	27,758
Provision for Bad Debts	-6.4	-58.4	441.2	53.13	-23.83	202.66
Other Operating Expenses	-4,414	-3,882	-2,075	5,864	5,907	3,247
Total Operating Expenses	211,407	205,671	178,567	165,798	151,563	107,087
Operating Income	36,731	34,534	26,412	21,617	17,200	20,229
Interest Expense	-1,013	-1,013	-941.4	-806.23	-363.67	-399.77
Currency Exchange Gain (Loss)	-384.7	-384.7	107.3	55.22	-13.77	4.54
Other Non Operating Income (Expenses)	93.5	93.5	-2	295.01	-2.25	120.46
EBT Excluding Unusual Items	35,427	33,229	25,576	21,161	16,820	19,954
Gain (Loss) on Sale of Assets	-4.2	-4.2	-24.3	-35.85	14.65	0.25
Other Unusual Items	-12.1	-12.1	-	-	-	-414.73
Pretax Income	35,410	33,213	25,552	21,125	16,835	19,540
Income Tax Expense	8,660	8,130	6,366	3,835	4,125	4,809
Net Income	26,750	25,083	19,186	17,291	12,710	14,731
Net Income to Common	26,750	25,083	19,186	17,291	12,710	14,731
Net Income Growth	26.86%	30.74%	10.96%	36.04%	-13.72%	23.40%
Shares Outstanding (Basic)	495	494	492	491	491	455
Shares Outstanding (Diluted)	500	499	495	492	492	456
Shares Change (YoY)	0.83%	0.91%	0.59%	-0.07%	7.83%	0.13%
EPS (Basic)	54.04	50.74	39.03	35.21	25.91	32.41
EPS (Diluted)	53.49	50.25	38.78	35.16	25.82	32.27
EPS Growth	25.83%	29.58%	10.30%	36.17%	-19.99%	23.21%
Free Cash Flow	-	9,162	22,163	21,692	7,332	16,946
Free Cash Flow Per Share	-	18.35	44.80	44.11	14.90	37.13
Dividend Per Share	-	12.500	11.000	10.000	9.000	8.000
Dividend Growth	-	13.64%	10.00%	11.11%	12.50%	128.57%
Operating Margin	14.80%	14.38%	12.88%	11.53%	10.19%	15.89%
Profit Margin	10.78%	10.44%	9.36%	9.23%	7.53%	11.57%
Free Cash Flow Margin	-	3.81%	10.81%	11.57%	4.35%	13.31%
EBITDA	37,030	35,038	27,739	23,021	18,594	21,509
EBITDA Margin	14.92%	14.59%	13.53%	12.28%	11.02%	16.89%
D&A For EBITDA	299	504.5	1,327	1,404	1,394	1,280
EBIT	36,731	34,534	26,412	21,617	17,200	20,229
EBIT Margin	14.80%	14.38%	12.88%	11.53%	10.19%	15.89%
Effective Tax Rate	24.46%	24.48%	24.91%	18.15%	24.50%	24.61%

Updated Jan 17, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.