ICICI Prudential Life Insurance Company Limited (NSE:ICICIPRULI)

NSE:ICICIPRULI Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Premiums & Annuity Revenue	478,879	472,594	417,597	385,595	363,213	349,734
Total Interest & Dividend Income	118,531	117,972	108,543	93,390	83,904	72,065
Gain (Loss) on Sale of Investments	211,171	218,014	154,006	6,341	170,743	404,588
Other Revenue	-98,145	-98,151	222,997	8,905	4,925	5,890
Total Revenue	710,436	710,429	903,143	494,231	622,785	832,277
Revenue Growth (YoY)	-23.09%	-21.34%	82.74%	-20.64%	-25.17%	299.24%
Policy Benefits	596,872	597,539	806,450	411,071	551,727	770,855
Policy Acquisition & Underwriting Costs	48,987	48,594	37,220	18,639	16,729	15,002
Selling, General & Administrative	38,885	40,135	41,682	46,028	36,909	27,174
Provision for Bad Debts	224.4	199.4	46.1	82.51	-31.3	115.73
Other Operating Expenses	7,099	7,005	6,638	6,743	7,020	6,609
Total Operating Expenses	692,068	693,473	892,036	482,564	612,354	819,756
Operating Income	18,368	16,956	11,107	11,667	10,431	12,521
Interest Expense	-1,359	-1,138	-823.2	-822	-822	-328.8
Other Non Operating Income (Expenses)	-0.2	-0.2	-	-	-	-
EBT Excluding Unusual Items	17,009	15,818	10,283	10,845	9,609	12,193
Pretax Income	17,009	15,818	10,283	10,845	9,609	12,193
Income Tax Expense	4,388	3,963	1,777	2,710	2,017	2,631
Net Income	12,622	11,855	8,507	8,135	7,592	9,562
Net Income to Common	12,622	11,855	8,507	8,135	7,592	9,562
Net Income Growth	45.28%	39.37%	4.57%	7.15%	-20.60%	-10.39%
Shares Outstanding (Basic)	1,445	1,444	1,440	1,438	1,437	1,436
Shares Outstanding (Diluted)	1,456	1,453	1,445	1,440	1,443	1,439
Shares Change (YoY)	0.73%	0.57%	0.33%	-0.19%	0.30%	0.03%
EPS (Basic)	8.74	8.21	5.91	5.66	5.28	6.66
EPS (Diluted)	8.67	8.16	5.89	5.65	5.26	6.65
EPS Growth	43.95%	38.54%	4.25%	7.41%	-20.90%	-10.38%
Free Cash Flow	-87,747	-96,716	-75,517	-1,032	16,424	72,294
Free Cash Flow Per Share	-60.25	-66.55	-52.26	-0.72	11.38	50.25
Dividend Per Share	0.850	0.850	0.600	0.600	0.550	2.000
Dividend Growth	41.67%	41.67%	-	9.09%	-72.50%	150.00%
Operating Margin	2.58%	2.39%	1.23%	2.36%	1.68%	1.50%
Profit Margin	1.78%	1.67%	0.94%	1.65%	1.22%	1.15%
Free Cash Flow Margin	-12.35%	-13.61%	-8.36%	-0.21%	2.64%	8.69%
EBITDA	20,056	17,753	11,792	12,198	10,899	13,120
EBITDA Margin	2.82%	2.50%	1.31%	2.47%	1.75%	1.58%
D&A For EBITDA	1,687	796.9	684.9	530.76	467.39	598.58
EBIT	18,368	16,956	11,107	11,667	10,431	12,521
EBIT Margin	2.58%	2.39%	1.23%	2.36%	1.68%	1.50%
Effective Tax Rate	25.80%	25.05%	17.28%	24.99%	20.99%	21.58%

Updated Feb 14, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.