IDFC First Bank Limited (NSE:IDFCFIRSTB)

IDFC First Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	380,093	365,016	303,251	227,278	171,727	159,682
Interest Paid on Deposits	184,789	172,078	138,703	100,906	74,651	85,851
Net Interest Income	198,561	192,938	164,548	126,372	97,076	73,830
Net Interest Income Growth (YoY)	8.85%	17.25%	30.21%	30.18%	31.49%	22.80%
Gain (Loss) on Sale of Assets	110.3	110.3	87.9	7.48	-52.51	157.6
Gain (Loss) on Sale of Investments	5,277	4,806	2,054	3,265	5,903	5,546
Other Non-Interest Income	72,550	64,850	57,175	41,400	25,875	16,411
Total Non-Interest Income	77,937	69,767	59,317	44,673	31,726	22,114
Non-Interest Income Growth (YoY)	20.65%	17.62%	32.78%	40.81%	43.46%	28.39%
Revenues Before Loan Losses	276,498	262,705	223,865	171,045	128,802	95,945
Provision for Loan Losses	58,994	55,147	23,817	25,113	31,512	20,583
Revenue	217,504	207,558	200,049	145,932	97,290	75,361
Revenue Growth (YoY)	10.50%	3.75%	37.08%	50.00%	29.10%	157.96%
Salaries and Employee Benefits	68,658	64,093	56,119	42,576	30,838	23,014
Occupancy Expenses	18,892	18,892	15,331	10,628	8,611	8,155
Selling, General & Administrative	8,944	8,632	7,639	5,479	3,832	2,622
Other Non-Interest Expense	102,472	96,374	82,170	62,189	52,525	36,736
Total Non-Interest Expense	199,891	188,916	161,477	121,082	95,967	70,529
EBT Excluding Unusual Items	17,613	18,642	38,572	24,849	1,323	4,832
Pretax Income	17,613	18,642	38,572	24,849	1,323	4,832
Income Tax Expense	3,243	3,738	9,148	-	-	-
Net Income	14,370	14,904	29,424	24,849	1,323	4,832
Net Income to Common	14,370	14,904	29,424	24,849	1,323	4,832
Net Income Growth	-38.02%	-49.35%	18.41%	1778.15%	-72.62%	-
Basic Shares Outstanding	7,805	7,296	6,846	6,236	6,203	5,503
Diluted Shares Outstanding	7,827	7,337	6,964	6,339	6,282	5,576
Shares Change (YoY)	7.86%	5.36%	9.86%	0.91%	12.66%	16.49%
EPS (Basic)	1.84	2.04	4.30	3.98	0.21	0.88
EPS (Diluted)	1.83	2.03	4.23	3.92	0.21	0.87
EPS Growth	-42.66%	-52.01%	7.91%	1766.67%	-75.86%	-
Dividend Per Share	-	0.250	-	-	-	-
Effective Tax Rate	18.41%	20.05%	23.72%	-	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.