IDFC First Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	388,699	365,016	303,251	227,278	171,727	159,682
Interest Paid on Deposits	189,629	172,078	138,703	100,906	74,651	85,851
Net Interest Income	204,461	192,938	164,548	126,372	97,076	73,830
Net Interest Income Growth (YoY)	8.43%	17.25%	30.21%	30.18%	31.49%	22.80%
Gain (Loss) on Sale of Assets	110.3	110.3	87.9	7.48	-52.51	157.6
Gain (Loss) on Sale of Investments	4,806	4,806	2,054	3,265	5,903	5,546
Other Non-Interest Income	76,472	64,850	57,175	41,400	25,875	16,411
Total Non-Interest Income	81,388	69,767	59,317	44,673	31,726	22,114
Non-Interest Income Growth (YoY)	21.06%	17.62%	32.78%	40.81%	43.46%	28.39%
Revenues Before Loan Losses	285,850	262,705	223,865	171,045	128,802	95,945
Provision for Loan Losses	59,598	55,147	23,817	25,113	31,512	20,583
Revenue	226,252	207,558	200,049	145,932	97,290	75,361
Revenue Growth (YoY)	13.82%	3.75%	37.08%	50.00%	29.10%	157.96%
Salaries and Employee Benefits	73,257	64,093	56,119	42,576	30,838	23,014
Occupancy Expenses	18,892	18,892	15,331	10,628	8,611	8,155
Selling, General & Administrative	8,632	8,632	7,639	5,479	3,832	2,622
Other Non-Interest Expense	105,043	96,374	82,170	62,189	52,525	36,736
Total Non-Interest Expense	206,749	188,916	161,477	121,082	95,967	70,529
EBT Excluding Unusual Items	19,503	18,642	38,572	24,849	1,323	4,832
Pretax Income	19,503	18,642	38,572	24,849	1,323	4,832
Income Tax Expense	3,748	3,738	9,148	-	-	-
Net Income	15,755	14,904	29,424	24,849	1,323	4,832
Net Income to Common	15,755	14,904	29,424	24,849	1,323	4,832
Net Income Growth	-18.22%	-49.35%	18.41%	1778.15%	-72.62%	-
Basic Shares Outstanding	8,147	7,296	6,846	6,236	6,203	5,503
Diluted Shares Outstanding	8,239	7,337	6,964	6,339	6,282	5,576
Shares Change (YoY)	13.17%	5.36%	9.86%	0.91%	12.66%	16.49%
EPS (Basic)	1.93	2.04	4.30	3.98	0.21	0.88
EPS (Diluted)	1.91	2.03	4.23	3.92	0.21	0.87
EPS Growth	-27.91%	-52.01%	7.91%	1766.67%	-75.86%	-
Dividend Per Share	-	0.250	-	-	-	-
Effective Tax Rate	19.22%	20.05%	23.72%	-	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.