IIFL Finance Limited (NSE: IIFL)

IIFL Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest and Dividend Income	100,754	98,387	73,660	61,345	54,271	46,200
Total Interest Expense	40,414	38,487	30,946	28,835	25,623	23,408
Net Interest Income	60,340	59,900	42,713	32,510	28,649	22,792
Brokerage Commission	4,500	4,107	2,290	1,532	1,113	1,185
Other Revenue	2,536	2,221	8,238	7,305	4,307	1,811
Revenue Before Loan Losses	67,376	66,229	53,241	41,347	34,069	25,788
Provision for Loan Losses	2,235	-17	-859.4	-81.6	4,843	134.94
Revenue	65,142	66,246	54,100	41,428	29,226	25,653
Revenue Growth (YoY)	10.87%	22.45%	30.59%	41.75%	13.93%	1.11%
Salaries & Employee Benefits	18,324	16,849	13,295	9,307	7,231	7,461
Cost of Services Provided	2,356	2,356	1,247	857.4	546.03	807.41
Other Operating Expenses	12,134	10,592	7,834	5,699	4,026	3,962
Total Operating Expenses	43,800	40,716	33,252	26,123	19,343	17,719
Operating Income	21,341	25,530	20,849	15,306	9,883	7,934
Other Non-Operating Income (Expenses)	7.9	7.9	255.3	35.3	176.2	27.2
EBT Excluding Unusual Items	21,349	25,538	21,104	15,341	10,059	7,962
Gain (Loss) on Sale of Investments	-	-	-	-	-	-715.2
Pretax Income	21,530	25,719	21,125	15,360	10,048	7,252
Income Tax Expense	3,456	5,977	5,050	3,477	2,440	2,217
Earnings From Continuing Ops.	18,074	19,742	16,076	11,883	7,608	5,035
Net Income to Company	12,209	19,742	16,076	11,883	7,608	5,035
Minority Interest in Earnings	-2,267	-2,107	-1,073	-3.6	-6.92	-16.43
Net Income	9,943	17,635	15,003	11,879	7,601	5,018
Net Income to Common	9,943	17,635	15,003	11,879	7,601	5,018
Net Income Growth	-41.19%	17.55%	26.30%	56.28%	51.47%	-36.85%
Shares Outstanding (Basic)	396	381	380	379	378	378
Shares Outstanding (Diluted)	407	386	383	381	379	379
Shares Change (YoY)	5.89%	0.77%	0.38%	0.59%	0.06%	-0.35%
EPS (Basic)	25.09	46.29	39.49	31.33	20.09	13.27
EPS (Diluted)	24.42	45.71	39.18	31.14	20.04	13.24
EPS Growth	-44.45%	16.67%	25.82%	55.39%	51.36%	-36.62%
Free Cash Flow	24,891	-61,159	-54,865	16,830	-36,232	10,443
Free Cash Flow Per Share	61.12	-158.51	-143.29	44.12	-95.54	27.56
Dividend Per Share	-	4.000	4.000	3.500	3.000	2.250
Dividend Growth	-	0%	14.29%	16.67%	33.33%	-55.00%
Operating Margin	32.76%	38.54%	38.54%	36.95%	33.82%	30.93%
Profit Margin	15.26%	26.62%	27.73%	28.67%	26.01%	19.56%
Free Cash Flow Margin	38.21%	-92.32%	-101.41%	40.62%	-123.97%	40.71%
Effective Tax Rate	16.05%	23.24%	23.90%	22.64%	24.28%	30.57%
Revenue as Reported	107,980	104,905	84,473	70,236	59,897	49,261

Source: S&P Capital IQ. Capital Markets template. Financial Sources.