IIFL Finance Limited (NSE: IIFL)

IIFL Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest and Dividend Income	101,124	98,387	73,693	61,345	54,271	46,200
Total Interest Expense	40,290	38,829	30,944	28,835	25,623	23,408
Net Interest Income	60,833	59,558	42,748	32,510	28,649	22,792
Brokerage Commission	4,252	4,107	2,285	1,532	1,113	1,185
Other Revenue	2,076	2,410	8,207	7,305	4,307	1,811
Revenue Before Loan Losses	67,161	66,076	53,241	41,347	34,069	25,788
Provision for Loan Losses	543.3	-71.3	-795.4	-81.6	4,843	134.94
Revenue	66,618	66,147	54,036	41,428	29,226	25,653
Revenue Growth (YoY)	18.98%	22.41%	30.43%	41.75%	13.93%	1.11%
Salaries & Employee Benefits	17,640	16,849	13,295	9,307	7,231	7,461
Cost of Services Provided	-	-	1,259	857.4	546.03	807.41
Other Operating Expenses	23,235	21,771	7,757	5,699	4,026	3,962
Total Operating Expenses	42,721	40,428	33,188	26,123	19,343	17,719
Operating Income	23,897	25,719	20,849	15,306	9,883	7,934
Other Non-Operating Income (Expenses)	-	-	255.3	35.3	176.2	27.2
EBT Excluding Unusual Items	23,897	25,719	21,104	15,341	10,059	7,962
Gain (Loss) on Sale of Investments	-	-	-	-	-	-715.2
Pretax Income	23,897	25,719	21,125	15,360	10,048	7,252
Income Tax Expense	5,502	5,977	5,050	3,477	2,440	2,217
Earnings From Continuing Ops.	18,395	19,742	16,076	11,883	7,608	5,035
Net Income to Company	18,395	19,742	16,076	11,883	7,608	5,035
Minority Interest in Earnings	-2,133	-2,107	-1,073	-3.6	-6.92	-16.43
Net Income	16,262	17,635	15,003	11,879	7,601	5,018
Net Income to Common	16,262	17,635	15,003	11,879	7,601	5,018
Net Income Growth	1.89%	17.55%	26.30%	56.28%	51.47%	-36.85%
Shares Outstanding (Basic)	385	381	380	379	378	378
Shares Outstanding (Diluted)	394	386	383	381	379	379
Shares Change (YoY)	2.73%	0.76%	0.38%	0.59%	0.06%	-0.35%
EPS (Basic)	42.20	46.29	39.49	31.33	20.09	13.27
EPS (Diluted)	41.32	45.71	39.18	31.14	20.04	13.24
EPS Growth	-0.80%	16.67%	25.82%	55.39%	51.36%	-36.62%
Free Cash Flow	-	-61,159	-52,016	16,830	-36,232	10,443
Free Cash Flow Per Share	-	-158.52	-135.85	44.12	-95.54	27.56
Dividend Per Share	-	4.000	4.000	3.500	3.000	2.250
Dividend Growth	-	0%	14.29%	16.67%	33.33%	-55.00%
Operating Margin	35.87%	38.88%	38.58%	36.95%	33.82%	30.93%
Profit Margin	24.41%	26.66%	27.76%	28.67%	26.01%	19.56%
Free Cash Flow Margin	-	-92.46%	-96.26%	40.62%	-123.97%	40.71%
Effective Tax Rate	23.02%	23.24%	23.90%	22.64%	24.28%	30.57%
Revenue as Reported	107,452	104,905	84,471	70,236	59,897	49,261

Source: S&P Capital IQ. Capital Markets template. Financial Sources.