Indian Railway Finance Corporation Limited (NSE:IRFC)

NSE:IRFC Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	77,204	88,246	75,478	72,957	39,439
Total Interest Expense	204,951	200,877	174,278	140,580	112,225
Net Interest Income	-127,747	-112,631	-98,800	-67,623	-72,786
Other Revenue	194,360	178,313	162,149	130,059	118,270
Revenue Before Loan Losses	66,613	65,682	63,349	62,436	45,484
Provision for Loan Losses	6.8	-39.28	-29.09	4.61	27.15
Revenue	66,606	65,721	63,378	62,432	45,457
Revenue Growth (YoY)	1.35%	3.70%	1.52%	37.34%	39.17%
Salaries & Employee Benefits	135.1	111.72	130.99	107.48	78.47
Cost of Services Provided	1,256	42.71	38.71	40.63	23.07
Other Operating Expenses	142.4	1,351	1,396	1,242	1,149
Total Operating Expenses	1,586	1,599	1,707	1,530	1,295
Operating Income	65,020	64,121	61,672	60,902	44,162
Currency Exchange Gain (Loss)	-	0.05	0.1	-0.15	-0.12
EBT Excluding Unusual Items	65,020	64,121	61,672	60,902	44,162
Pretax Income	65,020	64,121	61,672	60,902	44,161
Income Tax Expense	-	-	-	3.19	-
Net Income	65,020	64,121	61,672	60,898	44,161
Net Income to Common	65,020	64,121	61,672	60,898	44,161
Net Income Growth	1.40%	3.97%	1.27%	37.90%	38.35%
Shares Outstanding (Basic)	13,056	13,069	13,069	13,069	12,082
Shares Outstanding (Diluted)	13,056	13,069	13,069	13,069	12,082
Shares Change (YoY)	-0.09%	-	-	8.16%	28.62%
EPS (Basic)	4.98	4.91	4.72	4.66	3.66
EPS (Diluted)	4.98	4.91	4.72	4.66	3.66
EPS Growth	1.50%	3.97%	1.27%	27.49%	7.57%
Free Cash Flow	82,288	79,058	-285,891	-644,189	-899,075
Free Cash Flow Per Share	6.30	6.05	-21.88	-49.29	-74.41
Dividend Per Share	1.600	1.500	1.500	1.400	1.050
Dividend Growth	6.67%	-	7.14%	33.33%	98.11%
Operating Margin	97.62%	97.57%	97.31%	97.55%	97.15%
Profit Margin	97.62%	97.57%	97.31%	97.54%	97.15%
Free Cash Flow Margin	123.54%	120.29%	-451.09%	-1031.83%	-1977.88%
Effective Tax Rate	-	-	-	0.01%	-
Revenue as Reported	271,564	266,559	237,628	203,016	157,709

Updated Jan 20, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.