Jammu and Kashmir Bank Limited (NSE:J&KBANK)
India · Delayed Price · Currency is INR 134.18
+3.98 (3.06%)
At close: Nov 11, 2026
Jammu and Kashmir Bank Financials Overview
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 68,807 | 68,041 | 69,442 | 61,506 | 54,364 | 41,031 |
Revenue Growth | -1.27% | -2.02% | 12.90% | 13.14% | 32.50% | 23.63% |
Net Income Net Income Growth | 23,615 | 23,595 | 20,818 | 17,712 | 11,805 | 4,949 |
Earnings Per Share EPS Growth | 21.43 | 21.42 | 18.91 | 16.84 | 12.25 | 5.96 |
EPS Growth | 12.93% | 13.30% | 12.29% | 37.44% | 105.65% | -0.81% |
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Treasury Operations Treasury Operations Growth | 36,381 | 35,943 | 32,362 | 27,193 | 24,061 | 21,095 |
Corporate/Wholesale Banking Corporate/Wholesale Banking Growth | 33,790 | 26,234 | 26,975 | 24,774 | 18,474 | 16,613 |
Retail Banking - Digital Banking Retail Banking - Digital Banking Growth | 1.8 | 1.7 | 1.2 | 0.8 | 0.2 | - |
Retail Banking - Other Retail Banking Retail Banking - Other Retail Banking Growth | 89,808 | 90,041 | 90,020 | 79,318 | 70,249 | - |
Other Banking Business Other Banking Business Growth | 1,033 | 1,026 | 1,065 | 1,068 | 739.3 | 625.9 |
Inter Segment Inter Segment Growth | -11,582 | -12,232 | -13,608 | -11,975 | -12,319 | -7,931 |
Total Total Growth | 149,431 | 141,014 | 136,816 | 120,379 | 101,205 | 87,665 |
Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 77,932 | 34,735 | 90,327 | 54,881 | 133,249 | 103,876 |
Total Debt Total Debt Growth | 53,810 | 34,310 | 23,828 | 28,850 | 28,923 | 23,708 |
Net Cash (Debt) Net Cash Growth | 24,122 | 425.04 | 66,499 | 26,031 | 104,326 | 80,168 |
Net Cash Growth | -49.20% | -99.36% | 155.46% | -75.05% | 30.13% | -6.34% |
Net Cash Per Share Net Cash Per Share Growth | 21.90 | 0.39 | 60.39 | 24.74 | 108.27 | 96.50 |
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | -236,751 | -179,161 | -110,656 | -135,900 | -77,315 | -82,235 |
Capital Expenditures CapEx Growth | -4,677 | -4,694 | -1,021 | -1,857 | -1,235 | -851.85 |
Free Cash Flow Free Cash Flow Growth | -241,428 | -183,855 | -111,677 | -137,757 | -78,551 | -83,087 |
Free Cash Flow Growth | - | - | - | - | - | - |
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Profit Margin | 34.32% | 34.68% | 29.98% | 28.80% | 21.71% | 12.06% |
FCF Margin | -350.88% | -270.21% | -160.82% | -223.97% | -144.49% | -202.50% |
Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 11, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 |
Dividend Per Share Dividend Per Share Growth | 2.150 | - | 2.150 | 2.150 | 0.500 |
Dividend Per Share Growth | 0% | - | 0% | 330.00% | - |
Dividend Yield | 1.60% | - | 2.33% | 1.60% | 1.02% |
Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 11, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
PE Ratio | 6.26 | 5.13 | 4.88 | 8.34 | 4.29 | 6.09 |
Forward PE | 6.31 | 6.09 | 6.09 | 6.09 | 6.09 | 6.09 |
PS Ratio | 2.15 | 1.78 | 1.46 | 2.40 | 0.93 | 0.73 |