Jammu and Kashmir Bank Limited (NSE:J&KBANK)

Jammu and Kashmir Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Assets

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Equivalents	77,932	8,453	30,436	15,620	17,421	16,577
Investment Securities	456,479	405,204	411,217	349,002	415,877	394,765
Total Investments	456,479	405,204	411,217	349,002	415,877	394,765
Gross Loans	1,312,025	1,226,326	1,041,838	937,566	822,776	703,931
Net Loans	1,312,025	1,226,326	1,041,838	937,566	822,776	703,931
Property, Plant & Equipment	25,166	25,330	21,918	22,577	22,718	19,539
Accrued Interest Receivable	-	9,102	9,338	7,948	6,993	5,904
Restricted Cash	-	70,099	67,395	66,345	71,568	71,342
Other Current Assets	-	1,254	1,073	636.74	1,871	2,630
Long-Term Deferred Tax Assets	-	1,416	-	1,553	1,829	2,393
Other Long-Term Assets	162,666	142,414	111,019	143,798	98,075	88,679
Total Assets	2,034,268	1,889,598	1,694,235	1,545,046	1,459,126	1,305,760

Liabilities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Bearing Deposits	1,767,759	1,479,509	1,323,128	1,199,416	1,080,345	1,003,092
Non-Interest Bearing Deposits	-	173,915	162,392	148,231	139,927	143,936
Total Deposits	1,767,759	1,653,425	1,485,520	1,347,647	1,220,272	1,147,028
Current Portion of Long-Term Debt	-	19,000	-	-	-	-
Accrued Interest Payable	-	2,106	1,355	1,450	289.48	180.43
Other Current Liabilities	-	2,209	2,671	3,827	2,985	2,711
Long-Term Debt	53,810	15,310	23,828	28,850	28,923	23,708
Long-Term Deferred Tax Liabilities	-	-	97.56	-	-	-
Other Long-Term Liabilities	37,265	32,550	38,680	41,345	107,693	51,362
Total Liabilities	1,858,833	1,724,600	1,552,152	1,423,119	1,360,163	1,224,989

Shareholders' Equity

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Common Stock	1,101	1,101	1,101	1,101	1,031	932.89
Additional Paid-In Capital	-	29,195	29,195	29,195	21,824	17,605
Retained Earnings	-	45,530	38,766	32,926	28,262	25,269
Comprehensive Income & Other	174,333	89,171	73,021	58,706	47,845	36,965
Shareholders' Equity	175,435	164,998	142,083	121,927	98,963	80,771
Total Liabilities & Equity	2,034,268	1,889,598	1,694,235	1,545,046	1,459,126	1,305,760

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Total Debt	53,810	34,310	23,828	28,850	28,923	23,708
Net Cash (Debt)	24,122	425.04	66,499	26,031	104,326	80,168
Net Cash Growth	-49.20%	-99.36%	155.46%	-75.05%	30.13%	-6.34%
Net Cash Per Share	21.90	0.39	60.39	24.74	108.27	96.50
Filing Date Shares Outstanding	1,101	1,101	1,101	1,101	1,031	932.89
Total Common Shares Outstanding	1,101	1,101	1,101	1,101	1,031	932.89
Book Value Per Share	159.34	149.84	129.03	110.72	95.94	86.58
Tangible Book Value	175,435	164,998	142,083	121,927	98,963	80,771
Tangible Book Value Per Share	159.34	149.84	129.03	110.72	95.94	86.58

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 22, 2026

Data Sources Report a data error