Jammu and Kashmir Bank Limited (NSE:J&KBANK)

Jammu and Kashmir Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Assets

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Equivalents	80,894	78,552	30,436	15,620	17,421	16,577
Investment Securities	429,518	405,204	411,217	349,002	415,877	394,765
Total Investments	429,518	405,204	411,217	349,002	415,877	394,765
Gross Loans	1,281,682	1,226,326	1,041,838	937,566	822,776	703,931
Net Loans	1,281,682	1,226,326	1,041,838	937,566	822,776	703,931
Property, Plant & Equipment	25,144	25,330	21,918	22,577	22,718	19,539
Accrued Interest Receivable	-	-	9,338	7,948	6,993	5,904
Restricted Cash	-	-	67,395	66,345	71,568	71,342
Other Current Assets	-	-	1,073	636.74	1,871	2,630
Long-Term Deferred Tax Assets	-	-	-	1,553	1,829	2,393
Other Long-Term Assets	168,757	154,186	111,019	143,798	98,075	88,679
Total Assets	1,985,995	1,889,598	1,694,235	1,545,046	1,459,126	1,305,760

Liabilities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Bearing Deposits	1,734,045	1,653,425	1,323,128	1,199,416	1,080,345	1,003,092
Non-Interest Bearing Deposits	-	-	162,392	148,231	139,927	143,936
Total Deposits	1,734,045	1,653,425	1,485,520	1,347,647	1,220,272	1,147,028
Current Portion of Long-Term Debt	-	-	10,000	-	-	-
Accrued Interest Payable	-	-	1,355	1,450	289.48	180.43
Other Current Liabilities	-	-	2,671	3,827	2,985	2,711
Long-Term Debt	43,810	34,310	13,828	28,850	28,923	23,708
Long-Term Deferred Tax Liabilities	-	-	97.56	-	-	-
Other Long-Term Liabilities	38,105	36,865	38,680	41,345	107,693	51,362
Total Liabilities	1,815,960	1,724,600	1,552,152	1,423,119	1,360,163	1,224,989

Shareholders' Equity

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Common Stock	1,101	1,101	1,101	1,101	1,031	932.89
Additional Paid-In Capital	-	-	29,195	29,195	21,824	17,605
Retained Earnings	-	-	38,766	32,926	28,262	25,269
Comprehensive Income & Other	168,933	163,897	73,021	58,706	47,845	36,965
Shareholders' Equity	170,034	164,998	142,083	121,927	98,963	80,771
Total Liabilities & Equity	1,985,995	1,889,598	1,694,235	1,545,046	1,459,126	1,305,760

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Total Debt	43,810	34,310	23,828	28,850	28,923	23,708
Net Cash (Debt)	37,084	44,242	66,499	26,031	104,326	80,168
Net Cash Growth	-50.59%	-33.47%	155.46%	-75.05%	30.13%	-6.34%
Net Cash Per Share	33.66	40.16	60.39	24.74	108.27	96.50
Filing Date Shares Outstanding	1,102	1,101	1,101	1,101	1,031	932.89
Total Common Shares Outstanding	1,102	1,101	1,101	1,101	1,031	932.89
Book Value Per Share	154.25	149.80	129.03	110.72	95.94	86.58
Tangible Book Value	170,034	164,998	142,083	121,927	98,963	80,771
Tangible Book Value Per Share	154.25	149.80	129.03	110.72	95.94	86.58

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 2, 2026

Data Sources Report a data error