Jammu and Kashmir Bank Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 6, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Market Capitalization	123,266	101,639	147,794	50,594	30,132	18,306
Market Cap Growth	17.76%	-31.23%	192.12%	67.91%	64.61%	106.09%
Last Close Price	111.94	90.43	129.01	46.85	30.85	24.50
PE Ratio	5.75	4.88	8.34	4.29	6.09	4.27
PS Ratio	1.76	1.46	2.40	0.93	0.73	0.55
PB Ratio	0.80	0.72	1.21	0.51	0.37	0.27
Debt / Equity Ratio	0.15	0.17	0.24	0.29	0.29	0.30
Net Debt / Equity Ratio	-0.25	-0.47	-0.21	-1.05	-0.99	-1.26
Net Debt / FCF Ratio	-	0.60	0.19	1.33	0.97	0.83
Return on Equity (ROE)	14.64%	15.77%	16.04%	13.14%	6.65%	6.52%
Return on Assets (ROA)	1.26%	1.29%	1.18%	0.85%	0.40%	0.37%
Earnings Yield	17.38%	20.48%	11.98%	23.33%	16.42%	23.41%
FCF Yield	-	-109.88%	-93.21%	-155.26%	-275.74%	-565.49%
Dividend Yield	1.81%	2.38%	1.67%	1.07%	-	-
Payout Ratio	-	11.37%	2.91%	-	-	-
Buyback Yield / Dilution	0.12%	-4.67%	-9.18%	-15.99%	-16.44%	-
Total Shareholder Return	1.94%	-2.29%	-7.51%	-14.92%	-16.44%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.