Jammu and Kashmir Bank Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	May '26 May 8, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Market Capitalization	156,104	121,141	101,639	147,794	50,594	30,132
Market Cap Growth	38.76%	19.19%	-31.23%	192.12%	67.91%	64.61%
Last Close Price	141.76	110.01	90.43	129.01	46.85	30.85
PE Ratio	6.62	5.13	4.88	8.34	4.29	6.09
PS Ratio	2.29	1.78	1.46	2.40	0.93	0.73
PB Ratio	0.95	0.73	0.72	1.21	0.51	0.37
Debt / Equity Ratio	0.21	0.21	0.17	0.24	0.29	0.29
Net Debt / Equity Ratio	-0.27	-0.27	-0.47	-0.21	-1.05	-0.99
Net Debt / FCF Ratio	0.24	0.24	0.60	0.19	1.33	0.97
Return on Equity (ROE)	15.37%	15.37%	15.77%	16.04%	13.14%	6.65%
Return on Assets (ROA)	1.32%	1.32%	1.29%	1.18%	0.85%	0.40%
Earnings Yield	15.12%	19.48%	20.48%	11.98%	23.33%	16.42%
FCF Yield	-117.78%	-151.77%	-109.88%	-93.21%	-155.26%	-275.74%
Dividend Yield	1.52%	-	2.38%	1.67%	1.07%	-
Payout Ratio	10.03%	10.03%	11.37%	2.91%	-	-
Buyback Yield / Dilution	-0.03%	-0.03%	-4.67%	-9.18%	-15.99%	-16.44%
Total Shareholder Return	1.48%	-0.03%	-2.29%	-7.51%	-14.92%	-16.44%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.