Jammu and Kashmir Bank Limited (NSE:J&KBANK)

Jammu and Kashmir Bank Statistics

Total Valuation

NSE:J_KBANK has a market cap or net worth of INR 114.63 billion.

Market Cap	114.63B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, January 20, 2026.

Earnings Date	Jan 20, 2026
Ex-Dividend Date	Aug 19, 2025

Share Statistics

NSE:J_KBANK has 1.10 billion shares outstanding. The number of shares has decreased by -0.12% in one year.

Current Share Class	1.10B
Shares Outstanding	1.10B
Shares Change (YoY)	-0.12%
Shares Change (QoQ)	-0.09%
Owned by Insiders (%)	2.51%
Owned by Institutions (%)	10.86%
Float	417.07M

Valuation Ratios

The trailing PE ratio is 5.35 and the forward PE ratio is 6.38.

PE Ratio	5.35
Forward PE	6.38
PS Ratio	1.64
PB Ratio	0.74
P/TBV Ratio	0.74
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.64%.

Return on Equity (ROE)	14.64%
Return on Assets (ROA)	1.26%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.11%
Revenue Per Employee	5.72M
Profits Per Employee	1.75M
Employee Count	12,251
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:J_KBANK has paid 7.58 billion in taxes.

Income Tax	7.58B
Effective Tax Rate	26.12%

Stock Price Statistics

The stock price has increased by +14.75% in the last 52 weeks. The beta is 0.35, so NSE:J_KBANK's price volatility has been lower than the market average.

Beta (5Y)	0.35
52-Week Price Change	+14.75%
50-Day Moving Average	102.96
200-Day Moving Average	103.79
Relative Strength Index (RSI)	54.08
Average Volume (20 Days)	3,283,727

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:J_KBANK had revenue of INR 70.04 billion and earned 21.43 billion in profits. Earnings per share was 19.47.

Revenue	70.04B
Gross Profit	70.04B
Operating Income	29.11B
Pretax Income	29.00B
Net Income	21.43B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	19.47

Balance Sheet

The company has 62.37 billion in cash and 23.82 billion in debt, with a net cash position of 38.56 billion or 35.01 per share.

Cash & Cash Equivalents	62.37B
Total Debt	23.82B
Net Cash	38.56B
Net Cash Per Share	35.01
Equity (Book Value)	154.91B
Book Value Per Share	140.66
Working Capital	-1,496.13B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	41.56%
Pretax Margin	41.41%
Profit Margin	30.60%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.15, which amounts to a dividend yield of 2.07%.

Dividend Per Share	2.15
Dividend Yield	2.07%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.12%
Shareholder Yield	2.19%
Earnings Yield	18.69%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 4, 2014. It was a forward split with a ratio of 10.

Last Split Date	Sep 4, 2014
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	2