JM Financial Limited (NSE:JMFINANCIL)

JM Financial Statistics

Total Valuation

JM Financial has a market cap or net worth of INR 138.99 billion.

Market Cap	138.99B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, November 6, 2025.

Earnings Date	Nov 6, 2025
Ex-Dividend Date	Nov 14, 2025

Share Statistics

Current Share Class	956.22M
Shares Outstanding	n/a
Shares Change (YoY)	+0.06%
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	21.36%
Owned by Institutions (%)	32.46%
Float	385.80M

Valuation Ratios

The trailing PE ratio is 12.17.

PE Ratio	12.17
Forward PE	n/a
PS Ratio	4.23
PB Ratio	1.27
P/TBV Ratio	1.36
P/FCF Ratio	8.22
P/OCF Ratio	7.98
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 14.52, with a Debt / Equity ratio of 1.04.

Current Ratio	14.52
Quick Ratio	14.11
Debt / Equity	1.04
Debt / EBITDA	n/a
Debt / FCF	6.72
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.49%.

Return on Equity (ROE)	10.49%
Return on Assets (ROA)	4.42%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	7.02M
Profits Per Employee	2.44M
Employee Count	4,680
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

In the past 12 months, JM Financial has paid 3.80 billion in taxes.

Income Tax	3.80B
Effective Tax Rate	24.63%

Stock Price Statistics

The stock price has increased by +8.50% in the last 52 weeks. The beta is 0.17, so JM Financial's price volatility has been lower than the market average.

Beta (5Y)	0.17
52-Week Price Change	+8.50%
50-Day Moving Average	162.96
200-Day Moving Average	141.16
Relative Strength Index (RSI)	39.35
Average Volume (20 Days)	4,738,758

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JM Financial had revenue of INR 32.83 billion and earned 11.42 billion in profits. Earnings per share was 11.93.

Revenue	32.83B
Gross Profit	29.29B
Operating Income	15.40B
Pretax Income	15.43B
Net Income	11.42B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	11.93

Balance Sheet

The company has 54.08 billion in cash and 113.60 billion in debt, giving a net cash position of -59.52 billion.

Cash & Cash Equivalents	54.08B
Total Debt	113.60B
Net Cash	-59.52B
Net Cash Per Share	n/a
Equity (Book Value)	109.12B
Book Value Per Share	107.51
Working Capital	147.43B

Cash Flow

In the last 12 months, operating cash flow was 17.41 billion and capital expenditures -501.60 million, giving a free cash flow of 16.91 billion.

Operating Cash Flow	17.41B
Capital Expenditures	-501.60M
Free Cash Flow	16.91B
FCF Per Share	n/a

Margins

Gross margin is 89.20%, with operating and profit margins of 46.90% and 34.79%.

Gross Margin	89.20%
Operating Margin	46.90%
Pretax Margin	47.00%
Profit Margin	34.79%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	51.49%

Dividends & Yields

This stock pays an annual dividend of 4.20, which amounts to a dividend yield of 2.89%.

Dividend Per Share	4.20
Dividend Yield	2.89%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	22.18%
Buyback Yield	-0.06%
Shareholder Yield	2.83%
Earnings Yield	8.22%
FCF Yield	12.16%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 8, 2008. It was a forward split with a ratio of 25.

Last Split Date	Sep 8, 2008
Split Type	Forward
Split Ratio	25

Scores

Altman Z-Score	n/a
Piotroski F-Score	7