Mahindra & Mahindra Financial Services Limited (NSE:M&MFIN)
India flag India · Delayed Price · Currency is INR
271.20
-8.05 (-2.88%)
Oct 27, 2026, 11:18 AM IST

NSE:M&MFIN Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
112,57897,83879,33870,75065,59743,362
Revenue Growth
31.87%23.32%12.14%7.86%51.28%39.74%
Operating Income
49,63539,68729,57425,24128,12614,956
Net Income
35,97628,54522,61919,32720,72411,369
Earnings Per Share
25.8620.8617.7715.6516.799.21
EPS Growth
32.57%17.39%13.55%-6.79%82.30%31.95%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Financing Activities
212,542197,746173,492149,197124,519111,344
Others
17,09415,24112,42810,9494,2663,499
Inter-Segment
-2,528-2,120-615.6-443.5-460.3-837.7
Total
227,108210,867185,305159,703128,324114,005

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
123,50321,43551,63028,66228,74621,792
Total Debt
1,348,8191,147,3561,086,149935,126766,322542,613
Net Cash (Debt)
-1,225,317-1,125,921-1,034,519-906,464-737,576-520,821
Net Cash Growth
------
Net Cash Per Share
-880.99-822.91-812.97-734.23-597.54-422.15

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-181,782-127,722-156,019-184,486-173,953180.6
Capital Expenditures
-4,321-4,163-4,419-3,233-4,133-3,007
Free Cash Flow
-186,104-131,885-160,438-187,719-178,086-2,826
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
44.09%40.56%37.28%35.68%42.88%34.49%
Pretax Margin
42.90%39.10%38.15%36.58%42.74%35.73%
Profit Margin
31.96%29.18%28.51%27.32%31.59%26.22%
FCF Margin
-165.31%-134.80%-202.22%-265.33%-271.49%-6.52%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
7.5007.5006.5006.3006.0003.600
Dividend Per Share Growth
15.38%15.38%3.17%5.00%66.67%350.00%
Dividend Yield
2.77%2.62%2.30%2.26%2.59%2.26%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
10.4913.9315.4517.8113.7817.25
Forward PE
10.1911.9612.5813.8813.5713.34
PS Ratio
3.454.064.404.864.354.52