Mahindra & Mahindra Financial Services Limited (NSE:M&MFIN)
India flag India · Delayed Price · Currency is INR
385.75
-6.80 (-1.73%)
At close: Jul 31, 2026

NSE:M_MFIN Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
105,30997,83879,33870,75065,59743,362
Revenue Growth
29.50%23.32%12.14%7.86%51.28%39.74%
Operating Income
45,05339,68729,57425,24128,12614,956
Net Income
32,52728,54522,61919,32720,72411,369
Earnings Per Share
23.3820.8617.7715.6516.799.21
EPS Growth
26.73%17.39%13.55%-6.79%82.30%31.95%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Financing Activities
204,104197,746173,492149,197124,519111,344
Others
16,13315,24112,42810,9494,2663,499
Inter-Segment
-2,256-2,120-615.6-443.5-460.3-837.7
Total
217,981210,867185,305159,703128,324114,005

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
21,43521,43551,63028,66228,74621,792
Total Debt
1,147,3561,147,3561,086,149935,126766,322542,613
Net Cash (Debt)
-1,125,921-1,125,921-1,034,519-906,464-737,576-520,821
Net Cash Growth
------
Net Cash Per Share
-809.56-822.91-812.97-734.23-597.54-422.15

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--127,722-156,019-184,486-173,953180.6
Capital Expenditures
--4,163-4,419-3,233-4,133-3,007
Free Cash Flow
--131,885-160,438-187,719-178,086-2,826
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
42.78%40.56%37.28%35.68%42.88%34.49%
Pretax Margin
41.44%39.10%38.15%36.58%42.74%35.73%
Profit Margin
30.89%29.18%28.51%27.32%31.59%26.22%
FCF Margin
--134.80%-202.22%-265.33%-271.49%-6.52%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
7.5007.5006.5006.3006.0003.600
Dividend Per Share Growth
15.38%15.38%3.17%5.00%66.67%350.00%
Dividend Yield
1.94%2.68%2.47%2.48%2.90%2.58%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
16.5013.9315.4517.8113.7817.25
Forward PE
13.6511.9612.5813.8813.5713.34
PS Ratio
5.094.064.404.864.354.52