NSE:M_MFIN Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	184,281	165,664	144,123	120,295	108,581
Total Interest Expense	89,336	84,154	69,411	50,862	43,736
Net Interest Income	94,946	81,510	74,712	69,433	64,845
Commissions and Fees	9,095	5,279	1,843	1,806	1,099
Gain (Loss) on Sale of Investments	-	19	51.5	349.1	795.1
Other Revenue	17,491	14,343	13,616	5,841	3,514
Revenue Before Loan Losses	121,532	101,150	90,222	77,429	70,253
Provision for Loan Losses	24,829	20,854	19,567	11,832	26,892
Revenue	96,703	80,297	70,655	65,597	43,362
Revenue Growth (YoY)	20.43%	13.65%	7.71%	51.28%	39.74%
Salaries & Employee Benefits	25,096	23,549	22,614	21,153	16,131
Cost of Services Provided	13,176	10,452	9,413	3,490	1,973
Other Operating Expenses	15,678	13,466	10,638	10,569	8,903
Total Operating Expenses	57,811	50,680	45,414	37,471	28,405
Operating Income	38,892	29,617	25,241	28,126	14,956
Earnings From Equity Investments	696.4	652.3	561.1	433.2	450.2
EBT Excluding Unusual Items	39,589	30,269	25,802	28,559	15,407
Gain (Loss) on Sale of Investments	-	-	9.8	6.4	-12.1
Other Unusual Items	-1,330	-	-	-560.6	205.7
Pretax Income	38,259	30,269	25,882	28,038	15,494
Income Tax Expense	9,648	7,660	6,451	7,326	3,991
Earnings From Continuing Ops.	28,611	22,609	19,431	20,712	11,503
Minority Interest in Earnings	-65.8	10	-103.6	12	-134.7
Net Income	28,545	22,619	19,327	20,724	11,369
Net Income to Common	28,545	22,619	19,327	20,724	11,369
Net Income Growth	26.20%	17.03%	-6.74%	82.29%	47.03%
Shares Outstanding (Basic)	1,367	1,272	1,234	1,233	1,232
Shares Outstanding (Diluted)	1,368	1,273	1,235	1,234	1,234
Shares Change (YoY)	7.51%	3.10%	0.02%	0.05%	11.32%
EPS (Basic)	20.88	17.78	15.66	16.81	9.23
EPS (Diluted)	20.86	17.77	15.65	16.79	9.21
EPS Growth	17.39%	13.55%	-6.79%	82.30%	31.95%
Free Cash Flow	-131,885	-160,438	-187,719	-178,086	-2,826
Free Cash Flow Per Share	-96.38	-126.05	-152.05	-144.27	-2.29
Dividend Per Share	7.500	6.500	6.300	6.000	3.600
Dividend Growth	15.38%	3.17%	5.00%	66.67%	350.00%
Operating Margin	40.22%	36.88%	35.73%	42.88%	34.49%
Profit Margin	29.52%	28.17%	27.35%	31.59%	26.22%
Free Cash Flow Margin	-136.38%	-199.81%	-265.68%	-271.49%	-6.52%
Effective Tax Rate	25.22%	25.31%	24.93%	26.13%	25.76%
Revenue as Reported	210,867	185,305	159,703	128,324	114,005

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.