NSE:M_MFIN Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	28,545	22,619	19,327	20,724	11,369
Depreciation & Amortization	3,861	3,212	2,610	2,129	1,271
Other Amortization	-	-	138.5	130.2	126.8
Loss (Gain) From Sale of Investments	6,319	4,537	3,175	-9,873	-464.6
Asset Writedown & Restructuring Costs	-150.9	-67.8	-105.6	234.4	-11.5
Provision for Credit Losses	19,592	15,589	17,149	22,134	28,065
Stock-Based Compensation	143.2	59	59	100	135.1
Change in Accounts Payable	-2,710	-1,916	4,152	1,319	3,610
Change in Other Net Operating Assets	-169,151	-182,378	-224,661	-212,829	-47,634
Other Operating Activities	-14,171	-17,672	-6,330	1,978	3,713
Operating Cash Flow	-127,722	-156,019	-184,486	-173,953	180.6
Operating Cash Flow Growth	-	-	-	-	-99.69%
Capital Expenditures	-4,163	-4,419	-3,233	-4,133	-3,007
Sale of Property, Plant & Equipment	680.3	691	527.8	147.5	65.8
Cash Acquisitions	-	-	-2,064	-	-
Investment in Securities	2,695	-15,540	23,995	-20,262	28,466
Other Investing Activities	8,483	8,499	7,477	7,894	5,581
Investing Cash Flow	7,695	-10,769	26,703	-16,354	31,106
Short-Term Debt Issued	-	-	-	1,700	-
Long-Term Debt Issued	736,528	769,454	587,657	527,149	487,770
Total Debt Issued	736,528	769,454	587,657	528,849	487,770
Short-Term Debt Repaid	-7.5	-	-1,700	-	-
Long-Term Debt Repaid	-650,999	-585,622	-417,610	-335,889	-518,507
Total Debt Repaid	-651,006	-585,622	-419,309	-335,889	-518,507
Net Debt Issued (Repaid)	85,521	183,831	168,348	192,960	-30,737
Issuance of Common Stock	29,886	-	-	-	-
Common Dividends Paid	-9,035	-7,778	-7,399	-4,440	-991.9
Other Financing Activities	-	-	-	-0.1	-
Financing Cash Flow	106,372	176,053	160,949	188,520	-31,729
Foreign Exchange Rate Adjustments	4.1	1.5	3.8	-	-7.1
Net Cash Flow	-13,651	9,267	3,170	-1,787	-432.1
Free Cash Flow	-131,885	-160,438	-187,719	-178,086	-2,826
Free Cash Flow Margin	-136.38%	-199.81%	-265.68%	-271.49%	-6.52%
Free Cash Flow Per Share	-96.38	-126.05	-152.05	-144.27	-2.29
Cash Interest Paid	88,760	65,220	69,252	52,016	48,266
Cash Income Tax Paid	7,826	8,702	8,267	5,338	5,732

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.