My Mudra Fincorp Limited (NSE:MYMUDRA)

My Mudra Fincorp Statistics

Total Valuation

NSE:MYMUDRA has a market cap or net worth of INR 923.31 million. The enterprise value is 870.55 million.

Market Cap	923.31M
Enterprise Value	870.55M

Important Dates

The next estimated earnings date is Friday, February 13, 2026.

Earnings Date	Feb 13, 2026
Ex-Dividend Date	n/a

Share Statistics

NSE:MYMUDRA has 11.39 million shares outstanding. The number of shares has decreased by -23.28% in one year.

Current Share Class	11.39M
Shares Outstanding	11.39M
Shares Change (YoY)	-23.28%
Shares Change (QoQ)	+72.03%
Owned by Insiders (%)	68.82%
Owned by Institutions (%)	n/a
Float	3.55M

Valuation Ratios

The trailing PE ratio is 7.19.

PE Ratio	7.19
Forward PE	n/a
PS Ratio	0.88
PB Ratio	1.57
P/TBV Ratio	1.94
P/FCF Ratio	n/a
P/OCF Ratio	42.22
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.05, with an EV/FCF ratio of -12.09.

EV / Earnings	7.56
EV / Sales	0.83
EV / EBITDA	5.05
EV / EBIT	5.44
EV / FCF	-12.09

Financial Position

The company has a current ratio of 3.44, with a Debt / Equity ratio of 0.20.

Current Ratio	3.44
Quick Ratio	2.49
Debt / Equity	0.20
Debt / EBITDA	0.70
Debt / FCF	-1.67
Interest Coverage	16.91

Financial Efficiency

Return on equity (ROE) is 21.74% and return on invested capital (ROIC) is 22.52%.

Return on Equity (ROE)	21.74%
Return on Assets (ROA)	15.35%
Return on Invested Capital (ROIC)	22.52%
Return on Capital Employed (ROCE)	25.71%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	5.11M
Profits Per Employee	559,058
Employee Count	206
Asset Turnover	1.62
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:MYMUDRA has paid 37.82 million in taxes.

Income Tax	37.82M
Effective Tax Rate	24.72%

Stock Price Statistics

The stock price has increased by +7.91% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+7.91%
50-Day Moving Average	85.28
200-Day Moving Average	81.25
Relative Strength Index (RSI)	47.38
Average Volume (20 Days)	45,960

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:MYMUDRA had revenue of INR 1.05 billion and earned 115.17 million in profits. Earnings per share was 11.28.

Revenue	1.05B
Gross Profit	1.05B
Operating Income	160.06M
Pretax Income	152.99M
Net Income	115.17M
EBITDA	172.28M
EBIT	160.06M
Earnings Per Share (EPS)	11.28

Balance Sheet

The company has 172.88 million in cash and 120.12 million in debt, with a net cash position of 52.76 million or 4.63 per share.

Cash & Cash Equivalents	172.88M
Total Debt	120.12M
Net Cash	52.76M
Net Cash Per Share	4.63
Equity (Book Value)	587.87M
Book Value Per Share	51.63
Working Capital	385.46M

Cash Flow

In the last 12 months, operating cash flow was 21.87 million and capital expenditures -93.89 million, giving a free cash flow of -72.01 million.

Operating Cash Flow	21.87M
Capital Expenditures	-93.89M
Free Cash Flow	-72.01M
FCF Per Share	-6.32

Margins

Gross margin is 100.00%, with operating and profit margins of 15.20% and 10.93%.

Gross Margin	100.00%
Operating Margin	15.20%
Pretax Margin	14.52%
Profit Margin	10.93%
EBITDA Margin	16.36%
EBIT Margin	15.20%
FCF Margin	n/a

Dividends & Yields

NSE:MYMUDRA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	23.28%
Shareholder Yield	23.28%
Earnings Yield	12.47%
FCF Yield	-7.80%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3