PTC India Financial Services Limited (NSE:PFS)

NSE:PFS Statistics

Total Valuation

NSE:PFS has a market cap or net worth of INR 27.55 billion.

Market Cap	27.55B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, August 1, 2025.

Earnings Date	Aug 1, 2025
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	642.28M
Shares Outstanding	n/a
Shares Change (YoY)	-0.02%
Shares Change (QoQ)	-0.06%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	224.74M

Valuation Ratios

The trailing PE ratio is 12.69.

PE Ratio	12.69
Forward PE	n/a
PS Ratio	8.84
PB Ratio	1.00
P/TBV Ratio	1.00
P/FCF Ratio	2.42
P/OCF Ratio	2.42
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 4.79, with a Debt / Equity ratio of 1.04.

Current Ratio	4.79
Quick Ratio	4.46
Debt / Equity	1.04
Debt / EBITDA	n/a
Debt / FCF	2.52
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.20%.

Return on Equity (ROE)	8.20%
Return on Assets (ROA)	3.56%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	67.72M
Profits Per Employee	47.18M
Employee Count	46
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:PFS has paid 614.70 million in taxes.

Income Tax	614.70M
Effective Tax Rate	22.07%

Stock Price Statistics

The stock price has decreased by -23.62% in the last 52 weeks. The beta is 0.62, so NSE:PFS's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	-23.62%
50-Day Moving Average	39.15
200-Day Moving Average	38.76
Relative Strength Index (RSI)	62.61
Average Volume (20 Days)	991,313

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:PFS had revenue of INR 3.12 billion and earned 2.17 billion in profits. Earnings per share was 3.38.

Revenue	3.12B
Gross Profit	3.09B
Operating Income	2.74B
Pretax Income	2.79B
Net Income	2.17B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.38

Balance Sheet

The company has 9.16 billion in cash and 28.61 billion in debt, giving a net cash position of -19.45 billion.

Cash & Cash Equivalents	9.16B
Total Debt	28.61B
Net Cash	-19.45B
Net Cash Per Share	n/a
Equity (Book Value)	27.54B
Book Value Per Share	42.88
Working Capital	43.59B

Cash Flow

In the last 12 months, operating cash flow was 11.39 billion and capital expenditures -28.70 million, giving a free cash flow of 11.36 billion.

Operating Cash Flow	11.39B
Capital Expenditures	-28.70M
Free Cash Flow	11.36B
FCF Per Share	n/a

Margins

Gross margin is 99.14%, with operating and profit margins of 88.07% and 69.67%.

Gross Margin	99.14%
Operating Margin	88.07%
Pretax Margin	89.41%
Profit Margin	69.67%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	364.78%

Dividends & Yields

NSE:PFS does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.02%
Shareholder Yield	n/a
Earnings Yield	7.88%
FCF Yield	41.25%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5