RBL Bank Limited (NSE:RBLBANK)

RBL Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	112,470	112,248	123,938	96,766	84,449	86,759
Interest Income on Investments	27,383	28,164	-	-	-	-
Total Interest Income	139,854	140,411	123,938	96,766	84,449	86,759
Interest Paid on Deposits	77,403	75,762	63,500	46,786	41,482	45,395
Net Interest Income	62,450	64,649	60,437	49,980	42,966	41,364
Net Interest Income Growth (YoY)	-1.23%	6.97%	20.92%	16.32%	3.87%	6.23%
Gain (Loss) on Sale of Assets	-	-	4.8	-3.79	-3.01	-17.65
Gain (Loss) on Sale of Investments	-	-	1,588	1,293	2,492	2,721
Other Non-Interest Income	40,747	37,784	29,007	23,780	21,026	16,043
Total Non-Interest Income	40,747	37,784	30,600	25,069	23,515	18,747
Non-Interest Income Growth (YoY)	29.72%	23.48%	22.06%	6.61%	25.44%	-2.26%
Revenues Before Loan Losses	103,197	102,433	91,037	75,049	66,481	60,111
Provision for Loan Losses	30,347	29,587	17,785	10,219	28,604	22,279
Revenue	72,850	72,846	73,252	64,830	37,877	37,831
Revenue Growth (YoY)	-3.96%	-0.55%	12.99%	71.16%	0.12%	-1.75%
Salaries and Employee Benefits	22,476	21,163	18,559	16,535	13,224	11,220
Occupancy Expenses	-	-	7,037	7,109	6,359	5,500
Selling, General & Administrative	651.9	651.9	1,807	1,763	1,211	889.05
Other Non-Interest Expense	44,744	44,074	31,758	26,543	19,049	13,100
Total Non-Interest Expense	67,871	65,889	59,765	52,618	39,942	30,711
EBT Excluding Unusual Items	4,978	6,958	13,487	12,211	-2,065	7,120
Pretax Income	4,978	6,958	13,487	12,211	-2,065	7,120
Income Tax Expense	-823.9	-212.7	888.2	3,016	-403.6	1,826
Earnings From Continuing Operations	5,802	7,171	12,599	9,195	-1,661	5,295
Net Income	5,802	7,171	12,599	9,195	-1,661	5,295
Net Income to Common	5,802	7,171	12,599	9,195	-1,661	5,295
Net Income Growth	-55.07%	-43.09%	37.01%	-	-	5.85%
Basic Shares Outstanding	608	607	602	600	599	543
Diluted Shares Outstanding	609	610	613	602	600	547
Shares Change (YoY)	-1.21%	-0.60%	1.90%	0.37%	9.64%	20.13%
EPS (Basic)	9.55	11.81	20.94	15.34	-2.77	9.75
EPS (Diluted)	9.52	11.76	20.54	15.27	-2.77	9.68
EPS Growth	-54.52%	-42.75%	34.51%	-	-	-11.84%
Dividend Per Share	-	1.000	1.500	1.500	-	-
Dividend Growth	-	-33.33%	-	-	-	-
Effective Tax Rate	-	-	6.59%	24.70%	-	25.64%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.