RBL Bank Limited (NSE:RBLBANK)

RBL Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	5,410	7,171	12,599	9,195	-1,661	5,295
Depreciation & Amortization	1,324	1,241	1,160	1,066	898.12	915.69
Other Amortization	1,118	1,118	1,185	1,065	903.5	780.4
Gain (Loss) on Sale of Assets	-8.31	-10.31	-4.8	3.79	3.01	17.65
Gain (Loss) on Sale of Investments	278.69	-1,862	1,081	603.93	428.34	171.35
Provision for Credit Losses	33,697	34,928	20,134	12,480	31,566	23,832
Change in Other Net Operating Assets	-136,303	-124,225	-172,140	-195,389	-25,322	-105,386
Other Operating Activities	-1,980	-1,877	-1,025	1,311	-1,943	-1,740
Operating Cash Flow	-95,835	-82,865	-136,407	-168,996	4,972	-76,112
Capital Expenditures	-2,459	-2,883	-2,036	-2,443	-2,708	-1,790
Sale of Property, Plant and Equipment	98.67	75.97	101.78	107.81	67.72	47.9
Investing Cash Flow	-2,361	-2,807	-1,935	-2,335	-2,640	-1,742
Long-Term Debt Issued	-	-	8,535	22,340	-	-
Long-Term Debt Repaid	-	-4,503	-	-	-1,284	-57,808
Net Debt Issued (Repaid)	5,456	-4,503	8,535	22,340	-1,284	-57,808
Issuance of Common Stock	733.72	381.62	793.25	7.07	190.79	15,741
Common Dividends Paid	-612.63	-909.63	-900.35	-	-	-
Net Increase (Decrease) in Deposit Accounts	86,843	74,625	185,957	58,684	59,517	152,426
Financing Cash Flow	92,420	69,594	194,385	81,031	58,424	110,359
Net Cash Flow	-5,776	-16,079	56,043	-90,301	60,756	32,506
Free Cash Flow	-98,294	-85,749	-138,444	-171,440	2,264	-77,901
Free Cash Flow Margin	-133.81%	-117.71%	-189.00%	-264.45%	5.98%	-205.92%
Free Cash Flow Per Share	-160.89	-140.63	-225.68	-284.79	3.77	-142.40
Cash Interest Paid	7.1	7.1	6.1	5.9	25.1	28.9
Cash Income Tax Paid	1,129	1,780	1,974	2,330	1,639	3,554

Source: S&P Global Market Intelligence. Banks template. Financial Sources.