SBFC Finance Limited (NSE:SBFC)

SBFC Finance Statistics

Total Valuation

SBFC Finance has a market cap or net worth of INR 124.30 billion.

Market Cap	124.30B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Saturday, November 1, 2025.

Earnings Date	Nov 1, 2025
Ex-Dividend Date	n/a

Share Statistics

SBFC Finance has 1.09 billion shares outstanding. The number of shares has increased by 6.13% in one year.

Current Share Class	1.09B
Shares Outstanding	1.09B
Shares Change (YoY)	+6.13%
Shares Change (QoQ)	+0.15%
Owned by Insiders (%)	4.68%
Owned by Institutions (%)	29.12%
Float	461.39M

Valuation Ratios

The trailing PE ratio is 36.12 and the forward PE ratio is 27.05. SBFC Finance's PEG ratio is 1.10.

PE Ratio	36.12
Forward PE	27.05
PS Ratio	15.28
PB Ratio	3.90
P/TBV Ratio	4.25
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.10

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 4.54, with a Debt / Equity ratio of 1.67.

Current Ratio	4.54
Quick Ratio	4.45
Debt / Equity	1.67
Debt / EBITDA	n/a
Debt / FCF	-3.75
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.57%.

Return on Equity (ROE)	11.57%
Return on Assets (ROA)	4.41%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.10M
Profits Per Employee	1.31M
Employee Count	2,628
Asset Turnover	0.10
Inventory Turnover	n/a

Taxes

In the past 12 months, SBFC Finance has paid 1.13 billion in taxes.

Income Tax	1.13B
Effective Tax Rate	24.73%

Stock Price Statistics

The stock price has increased by +34.19% in the last 52 weeks. The beta is 0.57, so SBFC Finance's price volatility has been lower than the market average.

Beta (5Y)	0.57
52-Week Price Change	+34.19%
50-Day Moving Average	109.30
200-Day Moving Average	101.30
Relative Strength Index (RSI)	56.52
Average Volume (20 Days)	2,161,073

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SBFC Finance had revenue of INR 8.14 billion and earned 3.45 billion in profits. Earnings per share was 3.15.

Revenue	8.14B
Gross Profit	8.11B
Operating Income	4.59B
Pretax Income	4.59B
Net Income	3.45B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.15

Balance Sheet

The company has 4.90 billion in cash and 53.35 billion in debt, giving a net cash position of -48.45 billion or -44.35 per share.

Cash & Cash Equivalents	4.90B
Total Debt	53.35B
Net Cash	-48.45B
Net Cash Per Share	-44.35
Equity (Book Value)	31.90B
Book Value Per Share	29.40
Working Capital	63.83B

Cash Flow

In the last 12 months, operating cash flow was -14.15 billion and capital expenditures -90.10 million, giving a free cash flow of -14.24 billion.

Operating Cash Flow	-14.15B
Capital Expenditures	-90.10M
Free Cash Flow	-14.24B
FCF Per Share	-13.03

Margins

Gross margin is 99.72%, with operating and profit margins of 56.47% and 42.44%.

Gross Margin	99.72%
Operating Margin	56.47%
Pretax Margin	56.38%
Profit Margin	42.44%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

SBFC Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-6.13%
Shareholder Yield	-6.13%
Earnings Yield	2.78%
FCF Yield	-11.46%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4