SRG Housing Finance Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	243.95	210.59	170.57	203.22	188.34
Depreciation & Amortization	58.57	53.61	34.41	21.62	20.13
Other Amortization	7.88	4.17	0.17	0.09	0.09
Loss (Gain) From Sale of Investments	-4.74	-3.49	-4.6	-1.4	-1.74
Provision for Credit Losses	7.21	13.96	21.74	3.47	16.61
Stock-Based Compensation	1.98	8.03	-	-	-
Change in Accounts Payable	22.76	11.44	-5.62	2.2	13.83
Change in Other Net Operating Assets	-1,631	-1,695	-1,038	-179.79	-492.06
Other Operating Activities	-21.07	-4.74	-11.13	-14.95	-13.84
Operating Cash Flow	-1,315	-1,401	-832.21	34.47	-268.65
Capital Expenditures	-39.59	-37.68	-65.4	-48.82	-24.63
Investment in Securities	-272.48	31.41	151.23	-15.88	-166.55
Investing Cash Flow	-312.07	-6.28	85.82	-64.7	-191.18
Long-Term Debt Issued	932.12	1,341	707.28	8.81	401.07
Total Debt Issued	932.12	1,341	707.28	8.81	401.07
Net Debt Issued (Repaid)	932.12	1,341	707.28	8.81	401.07
Issuance of Common Stock	797.04	45	-	-	-
Other Financing Activities	-	-	25	-	-
Financing Cash Flow	1,729	1,386	732.28	8.81	401.07
Net Cash Flow	102.22	-22.1	-14.11	-21.42	-58.77
Free Cash Flow	-1,354	-1,439	-897.61	-14.35	-293.29
Free Cash Flow Margin	-147.05%	-190.23%	-162.25%	-2.84%	-64.83%
Free Cash Flow Per Share	-96.81	-106.59	-68.17	-1.10	-22.56
Cash Income Tax Paid	72.07	55.88	51.4	54.41	53.04

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.