Tourism Finance Corporation of India Limited (NSE:TFCILTD)

NSE:TFCILTD Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	2,080	1,963	1,980	2,486	2,483
Total Interest Expense	1,002	971.32	876.69	1,177	1,285
Net Interest Income	1,078	992.02	1,103	1,309	1,198
Commissions and Fees	142.91	161.47	157.09	14.59	73.05
Gain (Loss) on Sale of Investments	-	64.87	7.98	-32.88	1.53
Other Revenue	378.22	185.68	145.04	16.5	27.47
Revenue Before Loan Losses	1,599	1,404	1,413	1,307	1,300
Provision for Loan Losses	50	40	81.1	-	11
Revenue	1,549	1,364	1,332	1,307	1,289
Revenue Growth (YoY)	13.55%	2.38%	1.92%	1.43%	14.57%
Salaries & Employee Benefits	141.03	126.96	115.89	151.81	173.31
Cost of Services Provided	-	15.73	16.86	14.24	14.69
Other Operating Expenses	119.33	71.27	90.47	47.49	91.12
Total Operating Expenses	268.68	225.28	239.84	228.2	290.61
Operating Income	1,280	1,139	1,092	1,079	998.19
EBT Excluding Unusual Items	1,280	1,139	1,092	1,079	998.19
Pretax Income	1,280	1,139	1,094	1,079	998.19
Income Tax Expense	242.09	227.65	214.2	225.81	191.06
Net Income	1,038	911.08	879.5	853.19	807.13
Net Income to Common	1,038	911.08	879.5	853.19	807.13
Net Income Growth	13.94%	3.59%	3.08%	5.71%	-0.37%
Shares Outstanding (Basic)	93	90	90	85	81
Shares Outstanding (Diluted)	93	90	90	85	81
Shares Change (YoY)	2.47%	-	5.99%	5.64%	-
EPS (Basic)	11.21	10.08	9.73	10.01	10.00
EPS (Diluted)	11.21	10.08	9.73	10.01	10.00
EPS Growth	11.21%	3.60%	-2.76%	0.07%	-0.37%
Free Cash Flow	696.92	-70.62	-1,369	1,369	-1,715
Free Cash Flow Per Share	7.53	-0.78	-15.15	16.06	-21.25
Dividend Per Share	3.000	2.500	2.400	1.200	0.800
Dividend Growth	20.00%	4.17%	100.00%	50.00%	-
Operating Margin	82.65%	83.48%	82.00%	82.54%	77.45%
Profit Margin	67.02%	66.79%	66.01%	65.27%	62.63%
Free Cash Flow Margin	45.00%	-5.18%	-102.73%	104.75%	-133.08%
Effective Tax Rate	18.91%	19.99%	19.59%	20.93%	19.14%
Revenue as Reported	2,601	2,420	2,317	2,543	2,585

Updated Jan 28, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.