Tamilnad Mercantile Bank Limited (NSE:TMB)

Tamilnad Mercantile Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	12,145	11,826	10,720	10,293	8,219	6,033
Depreciation & Amortization	883.63	862.33	751.72	539.15	331.85	285.64
Gain (Loss) on Sale of Assets	-1.77	-5.27	-2.04	-1.31	-0.16	-1.76
Gain (Loss) on Sale of Investments	-	-	-	-	103.2	56.4
Provision for Credit Losses	1,645	1,645	1,375	1,292	1,957	3,482
Change in Other Net Operating Assets	-60,965	-37,345	-35,217	-53,678	-41,976	-60,464
Other Operating Activities	-926.88	265.93	-1,220	523.83	4,988	2,450
Operating Cash Flow	-47,219	-22,750	-23,591	-41,032	-26,377	-48,158
Capital Expenditures	-1,178	-1,053	-1,007	-895.8	-1,070	-375.9
Sale of Property, Plant and Equipment	126.48	60.58	4.31	9.82	2.16	4.79
Investing Cash Flow	-1,052	-992.1	-1,003	-885.98	-1,068	-371.12
Long-Term Debt Issued	-	-	7,762	5,250	-	-
Long-Term Debt Repaid	-	-8,012	-	-	-	-3,240
Net Debt Issued (Repaid)	-6,161	-8,012	7,762	5,250	-	-3,240
Issuance of Common Stock	-	-	-	7,851	-	-
Common Dividends Paid	-3,324	-1,584	-791.76	-2,217	-712.56	-
Net Increase (Decrease) in Deposit Accounts	60,786	41,739	17,486	28,334	39,627	41,454
Financing Cash Flow	51,302	32,144	24,456	39,218	38,914	38,214
Net Cash Flow	3,031	8,401	-138.64	-2,700	11,469	-10,315
Free Cash Flow	-48,397	-23,803	-24,599	-41,928	-27,447	-48,533
Free Cash Flow Margin	-156.38%	-79.86%	-90.85%	-164.81%	-122.77%	-272.96%
Free Cash Flow Per Share	-305.65	-150.32	-155.34	-264.77	-192.60	-340.56
Cash Income Tax Paid	3,900	3,720	3,150	3,620	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.