Yes Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Dec '24 Dec 31, 2024	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	Mar '20 Mar 31, 2020	2019 - 2015
Interest Income on Loans	296,196	276,059	227,022	190,188	200,393	260,520	Upgrade
Interest Paid on Deposits	219,557	195,273	147,998	125,284	126,109	192,581	Upgrade
Net Interest Income	87,977	80,786	79,024	64,903	74,283	67,940	Upgrade
Net Interest Income Growth (YoY)	9.54%	2.23%	21.76%	-12.63%	9.34%	-30.76%	Upgrade
Gain (Loss) on Sale of Assets	-20.62	-20.62	69.55	-125.88	-34.6	3.28	Upgrade
Gain (Loss) on Sale of Investments	3,314	3,314	309.37	2,902	8,988	11,135	Upgrade
Other Non-Interest Income	56,546	50,257	38,451	31,272	22,117	24,273	Upgrade
Total Non-Interest Income	59,839	53,550	38,830	34,048	31,071	35,411	Upgrade
Non-Interest Income Growth (YoY)	19.45%	37.91%	14.05%	9.58%	-12.26%	-24.26%	Upgrade
Revenues Before Loan Losses	147,817	134,336	117,854	98,951	105,354	103,351	Upgrade
Provision for Loan Losses	12,327	18,866	22,202	14,803	93,799	327,181	Upgrade
Revenue	135,489	115,471	95,653	84,148	11,555	-223,830	Upgrade
Revenue Growth (YoY)	23.15%	20.72%	13.67%	628.22%	-	-	Upgrade
Salaries and Employee Benefits	41,139	38,561	34,532	29,495	25,173	26,913	Upgrade
Occupancy Expenses	11,153	11,153	9,303	8,412	8,390	8,318	Upgrade
Selling, General & Administrative	2,152	2,152	1,856	1,546	1,417	1,602	Upgrade
Other Non-Interest Expense	54,045	47,916	39,930	30,268	24,194	31,868	Upgrade
Total Non-Interest Expense	108,801	100,094	85,839	69,811	59,173	68,701	Upgrade
EBT Excluding Unusual Items	26,688	15,377	9,813	14,337	-47,618	-292,532	Upgrade
Other Unusual Items	-	-	-	-	-	84,150	Upgrade
Pretax Income	26,688	15,377	9,813	14,337	-47,618	-208,382	Upgrade
Income Tax Expense	4,995	2,525	2,455	3,696	-12,728	-44,056	Upgrade
Net Income	21,693	12,852	7,358	10,641	-34,889	-164,326	Upgrade
Net Income to Common	21,693	12,852	7,358	10,641	-34,889	-164,326	Upgrade
Net Income Growth	111.81%	74.66%	-30.85%	-	-	-	Upgrade
Basic Shares Outstanding	30,059	28,759	26,160	25,055	21,184	2,928	Upgrade
Diluted Shares Outstanding	31,155	29,425	26,246	25,058	21,186	2,928	Upgrade
Shares Change (YoY)	6.55%	12.12%	4.74%	18.27%	623.46%	25.61%	Upgrade
EPS (Basic)	0.72	0.45	0.28	0.42	-1.65	-56.11	Upgrade
EPS (Diluted)	0.70	0.44	0.28	0.42	-1.65	-56.11	Upgrade
EPS Growth	99.85%	57.14%	-33.33%	-	-	-	Upgrade
Effective Tax Rate	18.72%	16.42%	25.02%	25.78%	-	-	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.