Yes Bank Limited (NSE: YESBANK)

Yes Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	218,311	276,059	227,022	190,188	200,393	260,520
Interest Paid on Deposits	205,636	195,273	147,998	125,284	126,109	192,581
Net Interest Income	83,223	80,786	79,024	64,903	74,283	67,940
Net Interest Income Growth (YoY)	3.37%	2.23%	21.76%	-12.63%	9.34%	-30.76%
Gain (Loss) on Sale of Assets	-	-20.62	69.55	-125.88	-34.6	3.28
Gain (Loss) on Sale of Investments	-	3,314	309.37	2,902	8,988	11,135
Other Non-Interest Income	54,340	50,257	38,451	31,272	22,117	24,273
Total Non-Interest Income	54,340	53,550	38,830	34,048	31,071	35,411
Non-Interest Income Growth (YoY)	19.91%	37.91%	14.05%	9.58%	-12.26%	-24.26%
Revenues Before Loan Losses	137,563	134,336	117,854	98,951	105,354	103,351
Provision for Loan Losses	17,379	18,866	22,202	14,803	93,799	327,181
Revenue	120,184	115,471	95,653	84,148	11,555	-223,830
Revenue Growth (YoY)	18.09%	20.72%	13.67%	628.22%	-	-
Salaries and Employee Benefits	38,933	38,561	34,532	29,495	25,173	26,913
Occupancy Expenses	-	11,153	9,303	8,412	8,390	8,318
Selling, General & Administrative	312.1	2,152	1,856	1,546	1,417	1,602
Other Non-Interest Expense	63,280	47,916	39,930	30,268	24,194	31,868
Total Non-Interest Expense	102,525	100,094	85,839	69,811	59,173	68,701
EBT Excluding Unusual Items	17,659	15,377	9,813	14,337	-47,618	-292,532
Other Unusual Items	-	-	-	-	-	84,150
Pretax Income	17,659	15,377	9,813	14,337	-47,618	-208,382
Income Tax Expense	3,114	2,525	2,455	3,696	-12,728	-44,056
Net Income	14,545	12,852	7,358	10,641	-34,889	-164,326
Net Income to Common	14,545	12,852	7,358	10,641	-34,889	-164,326
Net Income Growth	89.30%	74.66%	-30.85%	-	-	-
Basic Shares Outstanding	28,926	28,759	26,160	25,055	21,184	2,928
Diluted Shares Outstanding	29,575	29,425	26,246	25,058	21,186	2,928
Shares Change (YoY)	7.83%	12.12%	4.74%	18.27%	623.46%	25.61%
EPS (Basic)	0.50	0.45	0.28	0.42	-1.65	-56.11
EPS (Diluted)	0.49	0.44	0.28	0.42	-1.65	-56.11
EPS Growth	75.77%	57.14%	-33.33%	-	-	-
Effective Tax Rate	17.63%	16.42%	25.02%	25.78%	-	-

Source: S&P Capital IQ. Banks template. Financial Sources.