ANZ Group Holdings Limited (NZE: ANZ)

ANZ Group Holdings Income Statement

Financials in millions AUD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Mar 31, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020	Sep 30, 2019
Interest Income on Loans	51,270	44,278	21,737	18,188	22,625	28,600
Interest Income on Investments	5,624	5,624	1,872	1,341	1,801	2,477
Total Interest Income	56,894	49,902	23,609	19,529	24,426	31,077
Interest Paid on Deposits	38,892	31,303	8,019	4,830	9,751	16,149
Interest Paid on Borrowings	2,018	2,018	716	538	626	589
Total Interest Expense	40,910	33,321	8,735	5,368	10,377	16,738
Net Interest Income	15,984	16,581	14,874	14,161	14,049	14,339
Net Interest Income Growth (YoY)	-1.76%	11.48%	5.03%	0.80%	-2.02%	-1.21%
Gain (Loss) on Sale of Assets	-43	-43	245	-251	-7	137
Gain (Loss) on Sale of Investments	-	-	-	-	-815	-
Gain (Loss) on Sale of Equity Investments	217	221	177	-176	155	262
Other Non-Interest Income	4,290	3,700	4,130	3,686	4,255	4,047
Total Non-Interest Income	4,464	3,878	4,552	3,259	3,588	4,446
Non-Interest Income Growth (YoY)	18.35%	-14.81%	39.67%	-9.17%	-19.30%	-18.72%
Revenues Before Loan Losses	20,448	20,459	19,426	17,420	17,637	18,785
Provision for Loan Losses	182	245	-232	-567	2,738	794
Revenue	20,266	20,214	19,658	17,987	14,899	17,991
Revenue Growth (YoY)	2.05%	2.83%	9.29%	20.73%	-17.19%	-6.76%
Salaries and Employee Benefits	5,918	5,762	5,296	4,946	4,768	4,645
Occupancy Expenses	1,136	1,163	1,299	1,343	1,450	1,489
Selling, General & Administrative	2,416	2,422	2,315	2,082	2,015	1,834
Other Non-Interest Expense	606	623	568	484	605	906
Total Non-Interest Expense	10,076	9,970	9,478	8,855	8,948	8,994
EBT Excluding Unusual Items	10,190	10,244	10,180	9,132	5,951	8,997
Asset Writedown	-	-	-	-	-197	-
Legal Settlements	-	-	-	-69	-	-
Pretax Income	9,934	10,075	10,079	8,936	5,516	8,920
Income Tax Expense	2,934	2,949	2,940	2,756	1,840	2,609
Earnings From Continuing Operations	7,000	7,126	7,139	6,180	3,676	6,311
Earnings From Discontinued Operations	-	-	-19	-17	-98	-343
Minority Interest in Earnings	-28	-28	-1	-1	-1	-15
Net Income	6,972	7,098	7,119	6,162	3,577	5,953
Net Income to Common	6,972	7,098	7,119	6,162	3,577	5,953
Net Income Growth	-2.69%	-0.29%	15.53%	72.27%	-39.91%	-6.98%
Basic Shares Outstanding	-	2,997	2,848	2,863	2,831	2,835
Diluted Shares Outstanding	-	3,271	3,138	3,125	3,201	3,082
Shares Change (YoY)	-	4.22%	0.42%	-2.37%	3.88%	-2.13%
EPS (Basic)	-	2.37	2.50	2.15	1.26	2.10
EPS (Diluted)	-	2.27	2.33	2.03	1.18	2.02
EPS Growth	-	-2.58%	14.78%	72.14%	-41.54%	-4.83%
Dividend Per Share	0.810	1.620	1.460	1.420	0.600	1.600
Dividend Growth	-47.74%	10.96%	2.82%	136.67%	-62.50%	0%
Effective Tax Rate	29.53%	29.27%	29.17%	30.84%	33.36%	29.25%

Source: S&P Capital IQ. Banks template. Financial Sources.