Romsdal Sparebank (OSL: ROMSB)
Norway
· Delayed Price · Currency is NOK 123.22
-1.76 (-1.41%)
At close: Jan 17, 2025
Romsdal Sparebank Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 388.47 | 318.39 | 208.25 | 151.85 | 169.22 | 177.37 | Upgrade
|
| Interest Income on Investments | 47.12 | 40.51 | 28.35 | 16.06 | 15.47 | 14.99 | Upgrade
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| Total Interest Income | 435.59 | 358.9 | 236.6 | 167.91 | 184.68 | 192.36 | Upgrade
|
| Interest Paid on Deposits | 240.75 | 175.28 | 80.66 | 46.91 | 68.73 | 48.69 | Upgrade
|
| Interest Paid on Borrowings | - | - | - | - | - | 32.49 | Upgrade
|
| Total Interest Expense | 240.75 | 175.28 | 80.66 | 46.91 | 68.73 | 81.17 | Upgrade
|
| Net Interest Income | 194.84 | 183.62 | 155.94 | 121 | 115.96 | 111.18 | Upgrade
|
| Net Interest Income Growth (YoY) | 8.12% | 17.75% | 28.88% | 4.35% | 4.29% | 12.93% | Upgrade
|
| Gain (Loss) on Sale of Investments | -11.79 | -10.87 | -2.5 | 1.67 | - | -0.08 | Upgrade
|
| Other Non-Interest Income | 37.59 | 35.05 | 34.56 | 41.57 | 34.75 | 31.98 | Upgrade
|
| Total Non-Interest Income | 25.8 | 24.19 | 32.05 | 43.25 | 34.75 | 31.92 | Upgrade
|
| Non-Interest Income Growth (YoY) | -26.06% | -24.55% | -25.88% | 24.45% | 8.86% | -10.92% | Upgrade
|
| Revenues Before Loan Losses | 220.64 | 207.81 | 188 | 164.25 | 150.71 | 143.11 | Upgrade
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| Provision for Loan Losses | 9.64 | 12.06 | 10.75 | 4.11 | 13.36 | 5.77 | Upgrade
|
| Revenue | 211 | 195.74 | 177.25 | 160.14 | 137.34 | 137.33 | Upgrade
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| Revenue Growth (YoY) | 5.86% | 10.43% | 10.69% | 16.60% | 0.01% | 6.36% | Upgrade
|
| Salaries and Employee Benefits | 62.64 | 57.03 | 47.13 | 44.67 | 45.13 | 47.35 | Upgrade
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| Occupancy Expenses | 5.1 | 5.05 | 4.47 | 4.38 | 5.96 | 2.73 | Upgrade
|
| Selling, General & Administrative | 5.2 | 5.2 | 4.54 | 3.92 | - | 29.57 | Upgrade
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| Other Non-Interest Expense | 42.19 | 44.84 | 46.13 | 39.68 | 47.98 | 3.34 | Upgrade
|
| Total Non-Interest Expense | 115.13 | 112.11 | 102.28 | 92.65 | 99.07 | 85.06 | Upgrade
|
| EBT Excluding Unusual Items | 95.87 | 83.63 | 74.97 | 67.48 | 38.28 | 52.28 | Upgrade
|
| Asset Writedown | - | - | - | - | -1.92 | - | Upgrade
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| Pretax Income | 95.87 | 83.63 | 74.97 | 67.48 | 36.36 | 52.28 | Upgrade
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| Income Tax Expense | 23.19 | 19.23 | 14.45 | 14.5 | 6.24 | 11.82 | Upgrade
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| Net Income | 72.69 | 64.4 | 60.52 | 52.98 | 30.12 | 40.46 | Upgrade
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| Preferred Dividends & Other Adjustments | 49.46 | 47.41 | 43.16 | 36.99 | 21.13 | 31.03 | Upgrade
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| Net Income to Common | 23.22 | 16.99 | 17.36 | 15.99 | 9 | 9.42 | Upgrade
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| Net Income Growth | 1.01% | 6.41% | 14.23% | 75.89% | -25.54% | 51.37% | Upgrade
|
| Basic Shares Outstanding | 3 | 2 | 2 | 2 | 2 | 1 | Upgrade
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| Diluted Shares Outstanding | 3 | 2 | 2 | 2 | 2 | 1 | Upgrade
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| Shares Change (YoY) | 41.86% | - | - | 10.58% | 56.16% | -3.06% | Upgrade
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| EPS (Basic) | 8.33 | 8.65 | 8.83 | 8.14 | 5.06 | 8.28 | Upgrade
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| EPS (Diluted) | 8.33 | 8.65 | 8.83 | 8.14 | 5.06 | 8.28 | Upgrade
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| EPS Growth | -18.10% | -2.11% | 8.55% | 60.76% | -38.86% | 46.29% | Upgrade
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| Dividend Per Share | 7.630 | 7.630 | 8.650 | 8.000 | 3.360 | 8.280 | Upgrade
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| Dividend Growth | -11.79% | -11.79% | 8.13% | 138.10% | -59.42% | 46.29% | Upgrade
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| Effective Tax Rate | 24.18% | 23.00% | 19.28% | 21.49% | 17.16% | 22.61% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.