Sparebanken Sør (OSL: SOR)

Sparebanken Sør Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	340	604	590	437	1,148	462
Investment Securities	31,539	1,537	1,437	1,201	1,134	968
Trading Asset Securities	3,413	6,023	8,955	6,582	11,468	7,517
Total Investments	34,952	7,560	10,392	7,783	12,602	8,485
Gross Loans	134,544	128,426	130,103	118,671	114,319	106,664
Allowance for Loan Losses	-465	-426	-385	-396	-429	-370
Net Loans	134,079	128,000	129,718	118,275	113,890	106,294
Property, Plant & Equipment	513	527	458	463	461	458
Other Intangible Assets	134	114	80	64	47	27
Accrued Interest Receivable	-	-	332	167	147	222
Other Current Assets	-	20,370	15,566	16,777	13,656	13,346
Other Long-Term Assets	264	232	299	216	175	205
Total Assets	170,282	157,407	157,435	144,182	142,126	129,499
Accounts Payable	-	76	46	45	53	68
Accrued Expenses	-	63	59	54	164	68
Interest Bearing Deposits	71,161	69,136	65,565	63,138	59,813	57,920
Total Deposits	71,161	69,136	65,565	63,138	59,813	57,920
Short-Term Borrowings	759	922	2,599	844	687	423
Current Income Taxes Payable	342	496	358	310	373	338
Accrued Interest Payable	1,252	136	31	8	20	29
Other Current Liabilities	-	64	64	63	52	59
Long-Term Debt	77,943	69,194	72,418	64,385	66,975	57,194
Pension & Post-Retirement Benefits	148	138	129	135	38	43
Long-Term Deferred Tax Liabilities	11	23	64	28	10	24
Other Long-Term Liabilities	857	407	322	231	189	252
Total Liabilities	152,473	140,655	141,655	129,241	128,374	116,418
Common Stock	2,085	2,079	2,084	782	783	783
Additional Paid-In Capital	2,068	2,068	2,068	451	451	451
Retained Earnings	1,033	1,449	1,044	644	460	389
Comprehensive Income & Other	12,617	11,153	10,580	13,057	12,054	11,457
Total Common Equity	17,803	16,749	15,776	14,934	13,748	13,080
Minority Interest	6	3	4	7	4	1
Shareholders' Equity	17,809	16,752	15,780	14,941	13,752	13,081
Total Liabilities & Equity	170,282	157,407	157,435	144,182	142,126	129,499
Total Debt	78,702	70,116	75,017	65,229	67,662	57,617
Net Cash (Debt)	-74,949	-63,489	-65,472	-58,210	-55,046	-49,638
Net Cash Per Share	-1795.05	-1522.41	-1569.96	-3716.18	-3514.19	-3168.93
Filing Date Shares Outstanding	41.68	41.57	41.68	15.63	15.66	15.66
Total Common Shares Outstanding	41.68	41.57	41.68	15.63	15.66	15.66
Book Value Per Share	385.18	376.81	352.51	869.96	809.06	747.50
Tangible Book Value	17,669	16,635	15,696	14,870	13,701	13,053
Tangible Book Value Per Share	381.97	374.06	350.59	865.87	806.05	745.78

Source: S&P Capital IQ. Banks template. Financial Sources.