Sparebanken Øst Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	618.5	449.3	433.8	502.5	313.6	422.8
Investment Securities	9,423	-	-	-	-	-
Trading Asset Securities	75.1	8,660	6,791	6,476	8,204	7,975
Total Investments	9,498	8,660	6,791	6,476	8,204	7,975
Gross Loans	36,505	37,114	37,986	36,912	39,512	35,574
Allowance for Loan Losses	-111	-111.2	-108.4	-111.9	-125.1	-124.1
Other Adjustments to Gross Loans	-	-	-	-	-	-5.6
Net Loans	36,394	37,003	37,877	36,800	39,387	35,444
Property, Plant & Equipment	169.6	168.1	163	161.6	157.5	189.2
Other Intangible Assets	29.6	34.3	33	33.9	32.3	-
Investments in Real Estate	12.4	12.8	13.1	11.4	11.7	11.9
Other Current Assets	-	91.9	61.2	88.2	18.3	11.7
Other Long-Term Assets	159.2	6.4	6.2	4.9	3.5	15
Total Assets	46,882	46,426	45,379	44,078	48,128	44,070
Accounts Payable	-	10.9	16.5	14.1	14.1	10.5
Accrued Expenses	-	61.8	57.7	47.9	49.3	52.2
Interest Bearing Deposits	16,888	16,883	15,861	15,761	17,579	14,845
Total Deposits	16,888	16,883	15,861	15,761	17,579	14,845
Short-Term Borrowings	214.3	190.9	147.4	131.7	15.4	17.9
Current Portion of Long-Term Debt	-	3,025	-	-	-	-
Current Income Taxes Payable	100.1	134.8	115.4	81.1	77.5	81.5
Other Current Liabilities	-	20.6	317.7	153	98.5	93.7
Long-Term Debt	24,444	20,972	23,789	22,967	25,385	24,112
Long-Term Leases	35.5	35	41.5	42.2	42.2	44.9
Pension & Post-Retirement Benefits	39.4	39.4	60.2	52.7	35.4	61.7
Long-Term Deferred Tax Liabilities	16.3	16.5	4.5	1.4	3.7	-
Other Long-Term Liabilities	181.8	14.2	54.6	33.8	134.5	308.1
Total Liabilities	41,920	41,404	40,465	39,286	43,434	39,628
Common Stock	207.3	207.3	207.3	207.3	207.3	207.3
Additional Paid-In Capital	387.8	387.8	387.8	387.8	387.8	387.8
Retained Earnings	3,646	3,706	3,565	3,447	3,273	3,060
Comprehensive Income & Other	720.3	720.6	753.4	750.2	825.6	786.5
Shareholders' Equity	4,962	5,022	4,914	4,792	4,693	4,442
Total Liabilities & Equity	46,882	46,426	45,379	44,078	48,128	44,070
Total Debt	24,694	24,223	23,978	23,141	25,442	24,175
Net Cash (Debt)	-24,001	-15,114	-16,753	-16,163	-16,925	-15,777
Net Cash Per Share	-1159.45	-730.14	-809.30	-780.80	-817.62	-761.02
Filing Date Shares Outstanding	20.73	20.73	20.73	20.73	20.73	20.73
Total Common Shares Outstanding	20.73	20.73	20.73	20.73	20.73	20.73
Book Value Per Share	222.40	225.29	219.95	214.14	209.42	197.30
Tangible Book Value	4,932	4,988	4,881	4,758	4,661	4,442
Tangible Book Value Per Share	220.97	223.64	218.36	212.51	207.86	197.30

Source: S&P Global Market Intelligence. Banks template. Financial Sources.