Sparebanken Vest (OSL: SVEG)

Sparebanken Vest Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	4,570	3,545	2,817	2,513	2,033	2,064
Depreciation & Amortization	85	99	95	91	70	87
Other Amortization	87	87	119	117	118	110
Total Asset Writedown	6	6	7	-	-	-
Other Operating Activities	405	52	-657	-565	-482	-359
Operating Cash Flow	5,153	3,789	2,381	2,156	1,739	1,902
Operating Cash Flow Growth	26.83%	59.13%	10.44%	23.98%	-8.57%	14.72%
Capital Expenditures	-79	-107	-123	-93	-145	-1,504
Sale of Property, Plant and Equipment	4	6	-	5	1,553	-
Investment in Securities	-6,192	-6,092	-8,091	5,322	-8,509	2,735
Divestitures	-	-	168	-	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-26,953	-32,828	-19,052	-21,462	-12,387	-9,787
Other Investing Activities	185	141	184	219	51	11
Investing Cash Flow	-33,035	-38,880	-26,914	-16,009	-19,437	-8,545
Long-Term Debt Issued	-	38,935	29,979	22,767	26,077	16,908
Long-Term Debt Repaid	-	-17,283	-20,044	-15,690	-12,820	-16,325
Net Debt Issued (Repaid)	19,557	21,652	9,935	7,077	13,257	583
Common Dividends Paid	-3,056	-1,932	-1,028	-908	-890	-352
Net Increase (Decrease) in Deposit Accounts	11,528	15,615	15,437	7,800	5,111	6,286
Other Financing Activities	-2	-	-2	-	-	-
Financing Cash Flow	28,027	35,335	24,342	13,969	17,478	6,517
Net Cash Flow	146	244	-191	117	-220	-126
Free Cash Flow	5,074	3,682	2,258	2,063	1,594	398
Free Cash Flow Growth	28.62%	63.06%	9.45%	29.42%	300.50%	-73.38%
Free Cash Flow Margin	69.33%	59.46%	43.48%	44.90%	44.31%	9.66%
Free Cash Flow Per Share	46.28	33.60	21.03	19.29	14.86	5.89
Cash Interest Paid	11,728	9,108	3,566	1,426	2,591	2,856
Cash Income Tax Paid	1,033	725	694	380	561	462

Source: S&P Capital IQ. Banks template. Financial Sources.