Tysnes Sparebank (OSL:TYSB)

Tysnes Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	191.79	165.35	101.37	80.14	92.97
Interest Income on Investments	29.67	23.2	12.8	5.88	2.8
Total Interest Income	221.46	188.54	114.17	86.02	95.78
Interest Paid on Deposits	121.24	96.53	42.56	24.33	30.36
Total Interest Expense	121.24	96.53	42.56	24.33	30.36
Net Interest Income	100.22	92.02	71.61	61.69	65.41
Net Interest Income Growth (YoY)	8.91%	28.50%	16.08%	-5.69%	4.23%
Gain (Loss) on Sale of Investments	-5.73	3.39	0.56	-	-
Other Non-Interest Income	17.29	12.38	13.7	18.76	15.61
Total Non-Interest Income	11.56	15.78	14.26	18.76	15.61
Non-Interest Income Growth (YoY)	-26.72%	10.65%	-24.02%	20.17%	22.41%
Revenues Before Loan Losses	111.78	107.79	85.87	80.45	81.03
Provision for Loan Losses	97.85	15.95	4.83	3.02	7.99
Revenue	13.93	91.85	81.04	77.43	73.04
Revenue Growth (YoY)	-84.83%	13.33%	4.67%	6.01%	2.88%
Salaries and Employee Benefits	28.27	20.98	18.13	18.12	15.57
Occupancy Expenses	1.47	1.03	1.81	0.86	0.44
Selling, General & Administrative	-	2.84	1.25	0.81	1.13
Other Non-Interest Expense	32.33	26.46	20.18	22.53	19.07
Total Non-Interest Expense	62.07	51.31	41.37	42.32	36.21
EBT Excluding Unusual Items	-48.13	40.54	39.67	35.11	36.83
Pretax Income	-48.13	40.54	39.67	35.11	36.08
Income Tax Expense	-11.08	9.14	9.01	7.95	8.51
Net Income	-37.05	31.4	30.66	27.16	27.58
Preferred Dividends & Other Adjustments	-	15.04	14.32	13.5	13.71
Net Income to Common	-37.05	16.37	16.34	13.66	13.87
Net Income Growth	-	2.44%	12.87%	-1.51%	-0.70%
Basic Shares Outstanding	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2
Shares Change (YoY)	2.28%	-2.21%	24.40%	0.26%	-0.23%
EPS (Basic)	-19.66	8.88	8.67	9.02	9.18
EPS (Diluted)	-19.66	8.88	8.67	9.02	9.18
EPS Growth	-	2.42%	-3.88%	-1.74%	-49.94%
Dividend Per Share	-	6.220	6.070	9.020	-
Dividend Growth	-	2.47%	-32.70%	-	-
Effective Tax Rate	-	22.54%	22.72%	22.64%	23.58%

Updated Feb 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.