Tysnes Sparebank (OSL:TYSB)

Tysnes Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	184.12	191.79	165.35	101.37	80.14	92.97
Interest Income on Investments	30.26	29.67	23.2	12.8	5.88	2.8
Total Interest Income	214.37	221.46	188.54	114.17	86.02	95.78
Interest Paid on Deposits	120.33	121.24	96.53	42.56	24.33	30.36
Total Interest Expense	120.33	121.24	96.53	42.56	24.33	30.36
Net Interest Income	94.04	100.22	92.02	71.61	61.69	65.41
Net Interest Income Growth (YoY)	-5.04%	8.91%	28.50%	16.08%	-5.69%	4.23%
Gain (Loss) on Sale of Investments	-5.14	-5.73	3.39	0.56	-	-
Other Non-Interest Income	18.21	17.29	12.38	13.7	18.76	15.61
Total Non-Interest Income	13.07	11.56	15.78	14.26	18.76	15.61
Non-Interest Income Growth (YoY)	-20.24%	-26.72%	10.65%	-24.02%	20.17%	22.41%
Revenues Before Loan Losses	107.11	111.78	107.79	85.87	80.45	81.03
Provision for Loan Losses	133	97.85	15.95	4.83	3.02	7.99
Revenue	-25.89	13.93	91.85	81.04	77.43	73.04
Revenue Growth (YoY)	-	-84.83%	13.33%	4.67%	6.01%	2.88%
Salaries and Employee Benefits	29.58	28.27	20.98	18.13	18.12	15.57
Occupancy Expenses	1.63	1.47	1.03	1.81	0.86	0.44
Selling, General & Administrative	1.75	1.75	2.84	1.25	0.81	1.13
Other Non-Interest Expense	30.36	30.58	26.46	20.18	22.53	19.07
Total Non-Interest Expense	63.33	62.07	51.31	41.37	42.32	36.21
EBT Excluding Unusual Items	-89.22	-48.13	40.54	39.67	35.11	36.83
Pretax Income	-89.22	-48.13	40.54	39.67	35.11	36.08
Income Tax Expense	-21.74	-11.08	9.14	9.01	7.95	8.51
Net Income	-67.47	-37.05	31.4	30.66	27.16	27.58
Preferred Dividends & Other Adjustments	-16.73	-16.73	15.04	14.32	13.5	13.71
Net Income to Common	-50.74	-20.32	16.37	16.34	13.66	13.87
Net Income Growth	-	-	2.44%	12.87%	-1.51%	-0.70%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change (YoY)	0.18%	2.28%	-2.21%	24.40%	0.26%	-0.23%
EPS (Basic)	-27.56	-10.78	8.88	8.67	9.02	9.18
EPS (Diluted)	-27.56	-10.78	8.88	8.67	9.02	9.18
EPS Growth	-	-	2.42%	-3.88%	-1.74%	-49.94%
Dividend Per Share	-	-	6.220	6.070	9.020	-
Dividend Growth	-	-	2.47%	-32.70%	-	-
Effective Tax Rate	-	-	22.54%	22.72%	22.64%	23.58%

Updated Feb 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.