Tysnes Sparebank (OSL:TYSB)

Tysnes Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	175.37	191.79	165.35	101.37	80.14	92.97
Interest Income on Investments	31.96	29.67	23.2	12.8	5.88	2.8
Total Interest Income	207.33	221.46	188.54	114.17	86.02	95.78
Interest Paid on Deposits	118.99	121.24	96.53	42.56	24.33	30.36
Total Interest Expense	118.99	121.24	96.53	42.56	24.33	30.36
Net Interest Income	88.34	100.22	92.02	71.61	61.69	65.41
Net Interest Income Growth (YoY)	-13.15%	8.91%	28.50%	16.08%	-5.69%	4.23%
Gain (Loss) on Sale of Investments	-5.82	-5.73	3.39	0.56	-	-
Other Non-Interest Income	19.58	17.29	12.38	13.7	18.76	15.61
Total Non-Interest Income	13.76	11.56	15.78	14.26	18.76	15.61
Non-Interest Income Growth (YoY)	-17.47%	-26.72%	10.65%	-24.02%	20.17%	22.41%
Revenues Before Loan Losses	102.1	111.78	107.79	85.87	80.45	81.03
Provision for Loan Losses	144.83	97.85	15.95	4.83	3.02	7.99
Revenue	-42.73	13.93	91.85	81.04	77.43	73.04
Revenue Growth (YoY)	-	-84.83%	13.33%	4.67%	6.01%	2.88%
Salaries and Employee Benefits	30.4	28.27	20.98	18.13	18.12	15.57
Occupancy Expenses	1.45	1.47	1.03	1.81	0.86	0.44
Selling, General & Administrative	1.75	1.75	2.84	1.25	0.81	1.13
Other Non-Interest Expense	32.88	30.58	26.46	20.18	22.53	19.07
Total Non-Interest Expense	66.48	62.07	51.31	41.37	42.32	36.21
EBT Excluding Unusual Items	-109.21	-48.13	40.54	39.67	35.11	36.83
Pretax Income	-109.21	-48.13	40.54	39.67	35.11	36.08
Income Tax Expense	-27.52	-11.08	9.14	9.01	7.95	8.51
Net Income	-81.69	-37.05	31.4	30.66	27.16	27.58
Preferred Dividends & Other Adjustments	-25.88	-16.73	15.04	14.32	13.5	13.71
Net Income to Common	-55.81	-20.32	16.37	16.34	13.66	13.87
Net Income Growth	-	-	2.44%	12.87%	-1.51%	-0.70%
Basic Shares Outstanding	1	2	2	2	2	2
Diluted Shares Outstanding	1	2	2	2	2	2
Shares Change (YoY)	-48.35%	2.28%	-2.21%	24.40%	0.26%	-0.23%
EPS (Basic)	-57.35	-10.78	8.88	8.67	9.02	9.18
EPS (Diluted)	-57.35	-10.78	8.88	8.67	9.02	9.18
EPS Growth	-	-	2.42%	-3.88%	-1.74%	-49.94%
Dividend Per Share	-	-	6.220	6.070	9.020	-
Dividend Growth	-	-	2.47%	-32.70%	-	-
Effective Tax Rate	-	-	22.54%	22.72%	22.64%	23.58%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.