AMC Financial Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 1999	FY 1998	FY 1997	FY 1996	FY 1995
Period Ending	Sep '00 Sep 30, 2000	Dec '99 Dec 31, 1999	Dec '98 Dec 31, 1998	Dec '97 Dec 31, 1997	Dec '96 Dec 31, 1996	Dec '95 Dec 31, 1995
Interest and Dividend Income	4.31	5.3	14.36	73.52	24.54	6.11
Total Interest Expense	-	1.4	46.44	70.69	17.28	4.51
Net Interest Income	4.31	3.9	-32.08	2.83	7.26	1.6
Mortgage Banking	-	-	2.24	4.85	2.81	2.75
Gain (Loss) on Sale of Loans & Receivables	0.28	4.53	0.13	83.37	76.82	26.3
Gain (Loss) on Sale of Investments	-6.06	-20.85	-68.85	-148	-	-
Other Revenue	12	10.31	1.45	20.3	3.68	1.31
Revenue Before Loan Losses	10.53	-2.11	-97.1	-36.66	90.57	31.97
Provision for Loan Losses	-	-	8.27	12.61	0.53	-
Revenue	10.53	-2.11	-105.37	-49.27	90.04	31.97
Revenue Growth (YoY)	-	-	-	-	181.66%	232.60%
Salaries & Employee Benefits	-0.06	3.14	28.74	41.09	26.29	10.86
Cost of Services Provided	-	0.26	4.42	4.14	14.89	1.74
Other Operating Expenses	3.12	7.27	47.06	42.09	5.11	4.66
Total Operating Expenses	3.06	10.67	80.23	87.31	46.84	17.44
Operating Income	7.46	-12.78	-185.6	-136.58	43.2	14.53
EBT Excluding Unusual Items	7.46	-12.78	-185.6	-136.58	43.2	14.53
Restructuring Charges	-	-0.79	-3.23	-	-	-
Other Unusual Items	-	-1.64	-31.88	-	-	-
Pretax Income	7.46	-15.21	-220.71	-136.58	43.2	14.53
Income Tax Expense	2.61	1.2	0.04	-18.08	19.32	6.41
Earnings From Continuing Ops.	4.85	-16.42	-220.75	-118.51	23.88	8.12
Earnings From Discontinued Ops.	-1.24	-0.5	-	-295.85	26.81	3.75
Net Income	3.61	399.18	-220.75	-414.35	50.68	11.57
Preferred Dividends & Other Adjustments	397.57	397.57	20.33	4.55	-	-
Net Income to Common	-393.96	1.6	-241.08	-418.9	50.68	11.57
Net Income Growth	-98.84%	-	-	-	337.86%	2768.86%
Shares Outstanding (Basic)	8	7	59	33	29	21
Shares Outstanding (Diluted)	8	7	59	33	31	24
Shares Change (YoY)	0.89%	-88.42%	76.46%	8.86%	28.10%	15.94%
EPS (Basic)	-50.62	0.24	-4.11	-12.60	1.72	0.54
EPS (Diluted)	-50.62	0.24	-4.11	-12.60	1.66	0.48
EPS Growth	-	-	-	-	241.88%	2371.22%
Free Cash Flow	4.16	118.39	-86.9	-307.07	-259.77	-71.29
Free Cash Flow Per Share	0.53	17.44	-1.48	-9.24	-8.51	-2.99
Operating Margin	70.89%	-	-	-	47.98%	45.46%
Profit Margin	-3742.54%	-	-	-	56.29%	36.21%
Free Cash Flow Margin	39.50%	-	-	-	-288.52%	-223.02%
Effective Tax Rate	35.00%	-	-	-	44.73%	44.12%
Revenue as Reported	10.53	-0.71	-50.66	34.03	107.85	36.47

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.