Alpine Banks of Colorado Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	70.23	49.68	57.04	73.35	59.65
Depreciation & Amortization	8.02	8.14	7.64	7.46	7.96
Gain (Loss) on Sale of Assets	-0.05	-	-	-	0.12
Gain (Loss) on Sale of Investments	3.79	6.28	14.7	12.76	3.99
Provision for Credit Losses	6.88	2.17	3.7	2.6	5.23
Net Decrease (Increase) in Loans Originated / Sold - Operating	-1.15	-0.1	-3.21	9.5	14.79
Accrued Interest Receivable	0.16	0.81	-1.72	-3.88	0.72
Change in Other Net Operating Assets	-7.07	-25.64	-2.16	0.94	4.39
Other Operating Activities	-	-	-	-1.85	-1.44
Operating Cash Flow	84.61	39.11	91.13	100.85	91.54
Operating Cash Flow Growth	116.32%	-57.08%	-9.64%	10.18%	229.58%
Capital Expenditures	-5.22	-4.86	-10.62	-14.43	-5.98
Sale of Property, Plant and Equipment	0.45	0.31	1.32	0.91	1.9
Investment in Securities	114.19	20.57	103.22	-345.44	-911.01
Net Decrease (Increase) in Loans Originated / Sold - Investing	-283.77	-13.34	-156.58	-509.96	-166.93
Other Investing Activities	-4.81	-2.48	-2.4	-20	-0.55
Investing Cash Flow	-178.46	0.2	-65.06	-888.92	-1,083
Long-Term Debt Issued	25	-	-	177.93	-
Long-Term Debt Repaid	-	-50	-127.93	-	-
Total Debt Repaid	-	-50	-127.93	-	-
Net Debt Issued (Repaid)	25	-50	-127.93	177.93	-
Issuance of Common Stock	-	-	-	32.23	-
Repurchase of Common Stock	-2.97	-5.79	-7.7	-9.25	-2.4
Common Dividends Paid	-13.45	-12.89	-13.02	-11.44	-9.87
Net Increase (Decrease) in Deposit Accounts	225.5	121.51	174.67	-91.54	1,001
Financing Cash Flow	234.08	52.82	26.01	97.94	988.68
Net Cash Flow	140.23	92.13	52.09	-690.13	-2.34
Free Cash Flow	79.38	34.25	80.52	86.42	85.56
Free Cash Flow Growth	131.79%	-57.46%	-6.83%	1.01%	390.52%
Free Cash Flow Margin	29.24%	14.63%	34.00%	35.97%	39.90%
Free Cash Flow Per Share	4.96	2.13	9.53	10.80	11.27
Cash Interest Paid	95.57	116.77	70.01	7.49	6.66
Cash Income Tax Paid	19.63	7.12	10.1	17.62	16.13

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.